Browse: Home /
Due Diligence
Due Diligence
Here you’ll find information covering all aspects of investments, from designing an appropriate investment policy statement, to selecting and monitoring professional advisers, to the significant of investment options and how “safe” choices can actually increase fiduciary liability.
By Christopher Carosa, CTFA | February 14, 2012
When the IRS press conference leaves reporters with unanswered questions, reporters turn to industry pros to get a better view of the issue.
Read the full story...
Posted in Due Diligence | Tagged 401k, Amy Jo Lauber, Annuity, Annuity Puzzle, Benartzi, fiduciary, IRI, IRS, Michael Stillman, Paul Escobar, pension, Previtero, Thaler
By Christopher Carosa, CTFA | February 7, 2012
Lesson: Always read the fine print. If it’s too good to be true, it usually is.
Read the full story...
Posted in Due Diligence | Tagged Ascensus, broker sold, bundled providers, direct buy, Fiduciary Standard, Harold Evensky, Jan Sackley, John Bogle, Jonathan Leidy, Jonathan Reuter, Linda Wolohan, Michele Suriano, revenue sharing, Ron Rhoades, Vanguard
By Christopher Carosa, CTFA | January 10, 2012
What the stress test of Q3 2011 tells us about what the Target Date Fund industry learned from 2008 – and what it didn’t.
Read the full story...
Posted in Due Diligence | Tagged Consumer Reports, James Sampson, Martha Spano, QDIA, Qualified Default Investment Alternative, Richard Ohanesian, Roger Wohlner, Ron Surz, target date fund, TDF, Timothy Yee
By Christopher Carosa, CTFA | October 27, 2011
Some practical advice to 401k investors that relies on real world results rather than just on academic studies.
Read the full story...
Posted in Due Diligence | Tagged 401k, 4th Deadly Sin, 7 Deadly Sins, diversification, invest, Morningstar, Optimal Holdings, Overdiversification, Warren Buffett
By Christopher Carosa, CTFA | September 27, 2011
New research suggests a better way to communicate critical investment information.
Read the full story...
Posted in Due Diligence | Tagged academic research, Bateman, behavior, behavioral economics, behavioral finance, Benartzi, Fiduciary Solutions, framing, graph, Thaler
By Christopher Carosa, CTFA | September 20, 2011
The research has been around for more than a decade. Why do regulators and the industry ignore it?
Read the full story...
Posted in Due Diligence | Tagged behavioral economics, behavioral finance, DOL, Fallacy of Large Numbers, Fiduciary Solutions, mutual fund, Myopic Loss Aversion, Paul Samuelson, performance reporting, Richard Thaler, SEC, Shlomo Benartzi
By Christopher Carosa, CTFA | March 16, 2011
You’d trust someone who had your interests at heart. Would you give your trust to someone who didn’t? How can you tell if someone places your interests first?
Read the full story...
Posted in Due Diligence | Tagged DOL, ERISA, fiduciary, Fiduciary Standard
By Christopher Carosa, CTFA | March 8, 2011
Should the ideal 401k fiduciary face the problem head on or ignore it? What if there’s an easy alternative that’s already been proven to be better?
Read the full story...
Posted in Due Diligence | Tagged DOL, GAO, Target Date Funds
