Due Diligence
Here you’ll find information covering all aspects of investments, from designing an appropriate investment policy statement, to selecting and monitoring professional advisers, to the significant of investment options and how “safe” choices can actually increase fiduciary liability.
3 Ways 401k Plan Sponsors Can Help Employees Make Better Investment Decisions
The research has been around for more than a decade. Why do regulators and the industry ignore it?
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Does Pending Appeal Decision Doom 401k Plan Sponsors?
Many 401k plan sponsors aren’t aware of fee creep and how it exposes them to greater fiduciary liability. One plan’s ignorance cost it nearly a half million dollars in personal damages.
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DOL Detractor Reveals Due Diligence Secret to 401k Plan Sponsors
You’d trust someone who had your interests at heart. Would you give your trust to someone who didn’t? How can you tell if someone places your interests first?
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Time for 401k Plan Sponsors to Admit Target Date Funds Too Broke to Fix?
Should the ideal 401k fiduciary face the problem head on or ignore it? What if there’s an easy alternative that’s already been proven to be better?
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Top 10 Reasons 401k Plan Sponsors Fear ETFs Not Ready For Primetime
With even insiders questioning their appropriateness, it’s easy to understand why 401k plan sponsors continue to feel uncomfortable with ETFs. What exactly did these experts say?
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Exclusive Interview with Stanford Professor Charles Lee: Why Fees May be Less Important to 401k Plan Sponsors
Professor Lee’s research exposes two myths that make it critical for 401k plan sponsors to fully vet all the relevant research as part of their standard due diligence process.
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Options for 401k Plan Sponsors: Alternatives to Target Date Funds
It is this latter case that may expose the unsuspecting fiduciary to greater liability. ERISA plan sponsors interested in reducing their fiduciary liability must stay up-to-date on these developments.
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Target Date Funds: DOA or Just a False Start?
The race is on between finding an adequate solution for TDFs and one sudden market cataclysm that spurs a slew of fiduciary liability lawsuits.
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What Every 401k Fiduciary Should Know About Target Date Funds
While one might ask why it took this product 50 years to become popular, a better question might be why had the product failed to spark much interest during those decades.
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A Hidden Fiduciary Liability for Plan Sponsors: The Five Most Critical Problems with Target Date Funds
These vast unknowns inherent with Target Date Funds have perhaps created a new fiduciary liability where none previously existed.
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