It’s clear behavioral finance and economics studies will continue to define the leading edge of 401k design and implementation.
Due Diligence
Exposed as misleading as early as 1999, should 401k plan sponsors continue to risk increasing their fiduciary liability by condoning their use?
If you give 401k investors enough rope, are you responsible if they hang themselves?
Bonds and bond funds alike suffer from rising interest rates, but bonds are protected in ways bond funds are not. Does the typical 401k investor know that?
The sin of recency consumes far too many investors. How can they help themselves?
For retirement and retail investors alike, has Morningstar and its kin passed their collective “use by” date?
Do the answers 401k investors seek lie in its past?
Before you even consider investment style, identify your time requirement.
This may rock the world of the unsuspecting. Fasten your seatbelts before proceeding.
