By Christopher Carosa, CTFA | August 20, 2013
“High” fees are not necessarily “bad” fees, and plan sponsors who don’t know why this is so may be in for some trouble.
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Posted in Interviews | Tagged 12b-1, 3(21), 3(38), 401k, 408(b)(2), ERISA, Fee Disclosure Rule, fiduciary, fiduciary liabilty, Fiduciary Rule, Fred Reish, SEC
By Christopher Carosa, CTFA | March 26, 2013
An old case suddenly takes on more relevance as the DOL may have Plan Sponsors in their cross-hairs.
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Posted in Conflicts of Interest | Tagged 12b-1, 408(b)(2), Broker-Dealers, court ruling, DOL, DOL Activity, EBSA, Fee Disclosure Rule, fiduciary, Fred Reish, Marcia Wagner, Phyllis C. Borzi, prohibited transaction, Registered Investment Advisers, RIA, Schlicter, service providers, USI
By Christopher Carosa, CTFA | March 25, 2013
Washington talks of scrambling nest eggs, DOL smacks poor fiduciaries and silly season for investments.
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Posted in Trending Topics | Tagged 12b-1, 401k, 401k loan, Bond, Calpers, court ruling, Detroit Pension, DOL, fiduciary, Fiduciary Rule, Fiduciary Standard, Ford, Harold Evensky, index fund, Kansas, passive-active, pension, retirement, SEAL, SEC
By Christopher Carosa, CTFA | March 18, 2013
Washington gridlock may save the 401k, bad news for some fiduciaries and an academic shows a certain lack of field experience.
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Posted in Trending Topics | Tagged 12b-1, 401k, active, Defined Benefit Plans, fiduciary, Fiduciary Standard, IBM, Illinois, Mary Jo White, passive, pension, saving, SEC, Social Security, target date fund
By Christopher Carosa, CTFA | March 11, 2013
Tax reform to take bite of 401ks? Can SEC draw fire from both sides? What is ‘Plan B’ for fees?
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Posted in Trending Topics | Tagged 12b-1, 401k, auto-enrollment, DOL, Fee Disclosure, Fiduciary Rule, Fiduciary Standard, investment performance, IRA, IRA Rollover, Savings, SEC, taxes
By Christopher Carosa, CTFA | March 4, 2013
Tax your retirement plan? 12b-1 fees don’t work? SEC opens Fiduciary Standard cost comment period? and more!
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Posted in Trending Topics | Tagged 12b-1, 401k, court ruling, DOL, Fee Disclosure, fiduciary, Fiduciary Duty, Fiduciary Standard, Investment-Advice, IRA, liability, Multi-Employer Plan, retirement, SEC, SEP-IRA, Solo 401k, tax
By Christopher Carosa, CTFA | February 26, 2013
If all these researchers consistently show investors make less money going through brokers, why are brokers still in business?
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Posted in Conflicts of Interest | Tagged 12b-1, Amy Grzbowski, Center for Retirement Research, CRR, DOL, ERISA, Fiduciary Rule, Fiduciary Standard, NBER, Paul Powell, SEC
FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 9/5/14
By Christopher Carosa, CTFA | September 8, 2014
Public Employees Worry, Fiduciary September, and the SEC final questions hidden fees.
Read the full story...Posted in Trending Topics | Tagged 12b-1, 401k, CIT, Collective Investment Trust, College Costs, court ruling, ERISA, fiduciary, Fiduciary Rule, IRA, IRS, IRS contribution limit, mutual fund advertising, platform fees, retirement, revenue sharing, Rollover, Safe Harbor, SEC, SIMPLE IRA | Leave a response