By Christopher Carosa, CTFA | September 3, 2013
It’s Big Guv vs. Big Guv on bankrupt cities’ public employee pensions, real fiduciary split interests and time for active investing to shine?
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Posted in Trending Topics | Tagged 401k, 408(b)(2), Calpers, CFP, court ruling, DOL, equalization, ERISA, fiduciary, FINRA, interest rate, menu option, municipal bankruptcy, NAPFA, passive-active, pension, retirement, Retirement Readiness, risk tolerance, San Bernadino, saving, Savings Cap, SEC, Social Security, Stockton, suitability standard, T. Rowe Price, target date fund, TDFs, USEC
By Christopher Carosa, CTFA | August 20, 2013
“High” fees are not necessarily “bad” fees, and plan sponsors who don’t know why this is so may be in for some trouble.
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Posted in Compliance | Tagged 12b-1, 3(21), 3(38), 401k, 408(b)(2), ERISA, Fee Disclosure Rule, fiduciary, fiduciary liabilty, Fiduciary Rule, Fred Reish, SEC
By Christopher Carosa, CTFA | August 6, 2013
It’s an answer everyone is searching for – and it just might surprise you.
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Posted in Fees | Tagged 408(b)(2), ASPPA, Braden Perry, BrightScope, Brooks Herman, Christopher Sorrow, David Brochu, DOL, ERISA, Form 5500, Fred Reish, Gabriel Potter, Joe Valletta, Kenneth Garrett, MEP, Multiple Employer Plans, Pete Swisher, Porter L. "Buddy" Ozanne, Simon Roy, SIMPLE 401k, SIMPLE IRA, The 401k Averages Book
By Christopher Carosa, CTFA | July 29, 2013
Pension Ponzi run amok, rebooting 408(b)(2) and the folly of investment products.
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Posted in Trending Topics | Tagged 3(38), 404(a)(5), 408(b)(2), annuities, court ruling, Detroit, disclosure, Dodd-Frank, DOL, ERISA, Fiducairy Standard, Fiduciary Rule, FINRA, income, IRA, liability, Multiple Employer Plans, pension, retirement, revenue sharing, ROTH 401k, SEC, self-directed brokerage account, Yale
By Christopher Carosa, CTFA | July 22, 2013
A fiduciary sea change? Remember Fees? Investors and The Magician’s Trick.
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Posted in Trending Topics | Tagged 401k, 408(b)(2), court ruling, DOL Audit, ERISA, ETF, fiduciary, Fiduciary Duty, Fiduciary Rule, Fiduciary Standard, Loyalty, pension, Prudence, retirement, Roth, SEC
FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 9/27/13
By Christopher Carosa, CTFA | September 30, 2013
End near for pensions? Changing Fiduciary Duties and Ignoring Academic Investment Advice.
Read the full story...Posted in Trending Topics | Tagged 401k, 408(b)(2), annuities, Detroit, DOL, Estate Planning, fiduciary, Fiduciary Rule, Gen X, High Net Worth Retiree Needs, MEPs, passive-active, pension, Phyllis C. Borzi, Reg D, retirement, Social Media, Social Security, target date fund | Leave a response