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408(b)(2)

Is the Fiduciary Liability of Self-Directed Brokerage Options Too Great for 401k Plan Sponsors?

Is the Fiduciary Liability of Self-Directed Brokerage Options Too Great for 401k Plan Sponsors?

By Christopher Carosa, CTFA | June 11, 2013

If you give 401k investors enough rope, are you responsible if they hang themselves?

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Posted in Due Diligence | Tagged 401k, 403b, 404(c), 408(b)(2), Ary Rosenbaum, brokerage window, Brooks Herman, Dan Cassidy, DOL, fiduciary liabilty, Fred Reish, Gabriel Potter, Harlan Platt, Holmes Osborne, plan sponsor, self-directed 401k, self-directed brokerage account, self-directed option, Susan Conrad | 4 Responses

DOL Smacks 401k Adviser for 12b-1 Fiduciary Breach. Plan Sponsors Next?

DOL Smacks 401k Adviser for 12b-1 Fiduciary Breach. Plan Sponsors Next?

By Christopher Carosa, CTFA | March 26, 2013

An old case suddenly takes on more relevance as the DOL may have Plan Sponsors in their cross-hairs.

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Posted in Conflicts of Interest | Tagged 12b-1, 408(b)(2), Broker-Dealers, court ruling, DOL, DOL Activity, EBSA, Fee Disclosure Rule, fiduciary, Fred Reish, Marcia Wagner, Phyllis C. Borzi, prohibited transaction, Registered Investment Advisers, RIA, Schlicter, service providers, USI | 5 Responses

FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 2/15/13

FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 2/15/13

By Christopher Carosa, CTFA | February 19, 2013

How to prepare for a DOL Audit, SEC on the brink? and solutions looking for a problem.

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Posted in Trending Topics | Tagged 4% rule, 401k, 408(b)(2), annuities, court ruling, Detroit Pension, DOL Audit, ERISA Breach, ETF, eTrade, Fee Disclosure Rule, fiduciary, Fiduciary Duty, Fiduciary Rule, Fiduciary Standard, IRA, retirement, ROTH 401k, SEC, trustee | Leave a response

FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 1/25/13

FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 1/25/13

By Christopher Carosa, CTFA | January 28, 2013

Here comes the USCFSB, the problem of taxes and retirement plans and more bad news for TDFs.

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Posted in Trending Topics | Tagged 401k, 408(b)(2), court ruling, Dodd-Frank, DOL, ERISA, fiduciary, retirement, sales load, Savings, SEC, SRO, target date fund, taxes, U.S. Consumer Financial Services Bureau | Leave a response

2012’s Top 5 FiduciaryNews.com Stories

2012’s Top 5 FiduciaryNews.com Stories

By Christopher Carosa, CTFA | January 2, 2013

Read them to remember last year. Read them to predict the coming year.

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Posted in Education | Tagged 401k, 401k Fee Disclosure Guide, 408(b)(2), ERISA, Fee Disclosure Rule, fiscal cliff, liability, participant education, plan sponsor | Leave a response

401k Fee Disclosure: What 6 Months Tells Us

401k Fee Disclosure: What 6 Months Tells Us

By Christopher Carosa, CTFA | December 11, 2012

A warning is not the same as protection.

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Posted in Fees | Tagged 401k, 404(a)(5), 408(b)(2), Daylian Cain, DOL, Edward Marshall, ERISA, Fee Disclosure Rule, fiduciary, Marko Ungashick, NEPC Study, Pat Brault, Paula Hendrickson, plan sponsor, retirement, Robert Richter, Roger Wohlner, saving, Yale | 4 Responses

FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 10/19/12

FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 10/19/12

By Christopher Carosa, CTFA | October 22, 2012

Politics vs. Reality of Fiduciary, fee gibberish from the chattering classes and Woody Allen’s advice to 401k participants.

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Posted in Trending Topics | Tagged 401k, 408(b)(2), Asset Allocation, Campbell, court ruling, DOL, DOL Audit, ERISA, expense ratio, fiduciary, Fiduciary Rule, Fiduciary Standard, Fred Reish, IRS contribution limit, lump-sum, pension, Savings, SEC, stable value, Supreme Court | Leave a response

FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 10/5/12

FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 10/5/12

By Christopher Carosa, CTFA | October 8, 2012

Pensions running low, regulatory enforcement running high and a suggestion that would make Voltaire happy.

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Posted in Trending Topics | Tagged 401k, 408(b)(2), court ruling, DOL, enforcement, ERISA, fee, fiduciary, glide path, Knut Rostad, liability, pension, retirement, SEC, target date fund, TDF, Weissbluth | Leave a response

FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 9/21/12

FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 9/21/12

By Christopher Carosa, CTFA | September 24, 2012

Why you should always take the money and run, always listen to dad and never believe what you read in the papers.

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Posted in Trending Topics | Tagged 401k, 408(b)(2), behavioral economics, California, fiduciary, GM, Kodak, lump-sum, match, New York Times, pension, Retirement plan, Sears, Target Date Funds, Ted Benna, Tussey v ABB | Leave a response

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