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7 Deadly Sins
By Christopher Carosa, CTFA | July 10, 2012
The false promise of “safety” may lure unsuspecting 401k investors into the most dangerous trap they’ll never see – until it’s too late.
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Posted in Education | Tagged 1st Deadly Sin, 7 Deadly Sins, fixed-income
By Christopher Carosa, CTFA | November 3, 2011
Two easy actions to take right now to give 401k investors a better chance to achieve their retirement goals.
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Posted in Education | Tagged 401k, 4th Deadly Sin, 7 Deadly Sins, Benartzi, Better Investing, Citizen Kane, diversification, DOL, ERISA, Investor, Orson Welles, Overdiversification, Thaler
By Christopher Carosa, CTFA | November 1, 2011
A lurking liability within the bowels of the DOL safe harbor provision, prudence demands 401k plan sponsors cannot overlook this Deadly Sin.
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Posted in Education | Tagged 401k, 4th Deadly Sin, 7 Deadly Sins, Bill Staton, Confucius, DOL, Fiduciary Responsibility, Gotham Capital, Joel Greenblatt, Louis Lowenstein, Overdiversification, Richard Brealey
By Christopher Carosa, CTFA | October 27, 2011
Some practical advice to 401k investors that relies on real world results rather than just on academic studies.
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Posted in Due Diligence | Tagged 401k, 4th Deadly Sin, 7 Deadly Sins, diversification, invest, Morningstar, Optimal Holdings, Overdiversification, Warren Buffett
By Christopher Carosa, CTFA | October 26, 2011
It took finance professors more than half a century to conclude what a 1956 Elvis chart-topper told us in 2 minutes and 33 seconds.
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Posted in Education | Tagged 4th Deadly Sin, 7 Deadly Sins, Al Suqaier, Al Zuyud, Archer, Chung, diversification, Elton, Elvis, Evans, Fisher, Gruber, Lorie, Markowitz, Mayshar, Modern Portfolio Theory, Overdiversification, Portfolio Optimization, Presley, specific risk, Statman, systemic risk, Tole, unsystemic risk
By Christopher Carosa, CTFA | October 25, 2011
You won’t find it in the dictionary but you’re likely to find it in every 401k plan.
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Posted in Education | Tagged 4th Deadly Sin, 7 Deadly Sins, Harvard College v. Amory, Ontario Science Center, Overdiversification, Prudent Investor Act, Prudent Investor Rule, Prudent Man Rule, Uniform Prudent Investor Act
By Christopher Carosa, CTFA | August 30, 2011
Here are three easy practices a 401k plan fiduciary can implement to avoid one of the common investing mistakes identified by researchers in the field of behavioral finance.
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Posted in Education | Tagged 401k, 7 Deadly Sins, Anchoring, behavioral economics, behavioral finance, Black-Sholes, Capital Asset Pricing Model, ERISA, fiduciary, game theory, John von Neumann, Modern Portfolio Theory, Monte Carlo, Myopic Loss Aversion, Nudge, Richard Thaler, risk, Second Deadly Sin
By Christopher Carosa, CTFA | August 23, 2011
How a simple pub game destroyed the nearly two generations-old foundation that built a Nobel-Prize winning investment theory.
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Posted in Education | Tagged 2nd Deadly Sin, 401k, 7 Deadly Sins, ERISA, Harry Markowitz, Modern Portfolio Theory, risk, standard deviation, volatility
Fiduciary News Trending Topics for ERISA Plan Sponsors: Week Ending 8/19/11
By Christopher Carosa, CTFA | August 22, 2011
Read the fallout from the mass market media op-eds that take opposite sides in the fiduciary standard debate while both taking flack from just one side – those in favor of the fiduciary standard.
Read the full story...Posted in Trending Topics | Tagged 2nd Deadly Sin, 401k, 7 Deadly Sins, court ruling, DOL, ERISA, fee, fiduciary, income, index fund, Lost Decade, MEP, Multi-Employere Plan, risk, Swensen, TPA, Yale | Leave a response