By Christopher Carosa, CTFA | May 30, 2012
Is there evidence to support what surveys say 401k investors want? Quite the contrary.
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Posted in Education | Tagged Annuity, Brian Solik, Charles Scott, Courtenay Shipley, Curt Knotick, Hilary Martin, John Hommel, Mathew Goldberg, Michael Lecours, Nick Richtsmeier, recency, Rich Winer, time horizon, Timothy Yee
By Christopher Carosa, CTFA | May 22, 2012
Government policy and the hoi polloi might be leading 401k plan sponsors to disaster. Why?
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Posted in Education | Tagged Annuity, Blackrock, Brian Solik, Charles Scott, Courtenay Shipley, Curt Knotick, fiduciary, financial literacy, Hartford, Hilary Martin, John Hommel, liability, longevity, Mathew Goldberg, Michael Greaney, Nick Richtsmeier, recency, retirement, Rich Winer, Savings, Timothy Lee
By Christopher Carosa, CTFA | January 5, 2010
Awful returns suggest investors should have shunned equities during the century’s first decade. Or do they? A closer examination reveals a surprising conclusion, one that might upset the fastest growing segment of the financial industry.
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Posted in Due Diligence | Tagged 401k, active, behavior, behavioral economics, behavioral finance, Dow, Dow Jones, Dow Jones Industrial Average, Due Diligence, fiduciary, Index, Index Funds, liability, Lipper, Lost Decade, Mutual Fund Survivorship, NASDAQ, passive, passive-active, recency, S&P 500, Snapshot-In-Time Anomaly, Standard & Poor's 500, Standard and Poor's 500, survivor bias, The Emperor Exposed, The Lost Decade, The Wall Street Journal, USA Today, USAToday, Wall Street Journal
By Christopher Carosa, CTFA | October 28, 2009
The active investing vs. passive investing argument has become passé. Perhaps we may be nearing a new consensus where it’s no longer active OR passive, but active AND passive.
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Posted in Due Diligence | Tagged 401k, active, behavioral economics, Due Diligence, Globe and Mail, growth, Index Funds, Investment News, liability, passive, recency, Snapshot-In-Time Anomaly, The Wall Street Journal, value, Vanguard
By Christopher Carosa, CTFA | August 25, 2009
A mutual fund’s expense ratio represents only one factor in analyzing the appropriateness of a mutual fund as an investment. Other factors may in fact be more important (including, among other things, portfolio manager tenure, number of holdings, total net assets, investment objective and consistency of returns).
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Posted in Fees | Tagged behavorial economics, Congress, DOL, ERISA, expense ratio, Fees, ICI, investment performance, Investor, liability, media, mutual funds, recency, Will Rogers
