By Christopher Carosa, CTFA | March 20, 2012
What worked in the past might mislead today. Worse, it might not include everything it needs to include. Find out what’s still useful, what isn’t and what needs to be added.
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Posted in Education | Tagged CFA, CFP, fi360, Fiduciary Solutions, investment policy statement, IPS, return objective, risk
By Christopher Carosa, CTFA | December 20, 2011
Deloitte’s annual survey produces two shockers: One explains why annuities aren’t as popular as the press makes them out to be, the other, well…
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Posted in Compliance | Tagged 404(a), 408(b)(2), Annuity, behavioral, benchmarking, Deloitte, DOL, fee, Fiduciary Rule, GOT, governance, liability, recordkeeping, risk
By Christopher Carosa, CTFA | October 24, 2011
The pendulum again swings in favor of the fiduciary standard as the DOL threatens to come after service providers regarding questionable fees. In the meantime, the battle between Modern Portfolio Theory and Behavioral-based solutions gets hotter.
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Posted in Trending Topics | Tagged behavioral economics, Benartzi, court ruling, DOL, ERISA, fee, Fiduciary Duty, Fiduciary Rule, Fiduciary Standard, investment option, IRS, Matching, risk, salary deferral, SEC, target date fund
By Christopher Carosa, CTFA | September 6, 2011
As the fight shift from adopting a fiduciary standard to redefining “fiduciary,” we learn the fee-counters might be counting the chickens before they’re hatched.
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Posted in Trending Topics | Tagged 12b-1, 401k, court ruling, David Swensen, fee, Fee Disclosure, fiduciary, Fiduciary Standard, Fred Reish, IRA, Modern Portfolio Theory, plan sponsor, risk
By Christopher Carosa, CTFA | August 30, 2011
Here are three easy practices a 401k plan fiduciary can implement to avoid one of the common investing mistakes identified by researchers in the field of behavioral finance.
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Posted in Education | Tagged 401k, 7 Deadly Sins, Anchoring, behavioral economics, behavioral finance, Black-Sholes, Capital Asset Pricing Model, ERISA, fiduciary, game theory, John von Neumann, Modern Portfolio Theory, Monte Carlo, Myopic Loss Aversion, Nudge, Richard Thaler, risk, Second Deadly Sin
By Christopher Carosa, CTFA | August 29, 2011
A week with compliance news coming in from all sides. What issue will have the greatest impact?
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Posted in Trending Topics | Tagged 401k, Compliance, ETF, fee, Fee Disclosure, fiduciary, Fiduciary Standard, IRA, Modern Portfolio Theory, risk
FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 7/27/12
By Christopher Carosa, CTFA | July 30, 2012
Public pensions – an idea whose time has passed, self-directed peril, guess what’s happened because of fee disclosure and crazy mixed up investors.
Read the full story...Posted in Trending Topics | Tagged 401k, 408(b)(2), bond fund, court ruling, loan, public pension, risk, self-directed 401k, stable value, target date fund, trading cost | Leave a response