Fiduciary News

How can gamification improve employee communications? This has the potential to create the next wave in 401k enhancements. How do you envision game-like techniques being used to motivate employees to save more for retirement?
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Are financial professionals speaking the same language as plan participants? Here’s an interesting article whose title poses a great question. What do you think?
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How do you see Behavioral Economics changing the way today’s 401k plans are designed? Many feel the style box unnecessarily complicated 401k plan menus. Research in behavioral economics has shown us a way out (as the article details). How do you see 401k plan menu options changing now that the style box method has lost favor?
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From a tax standpoint, Are people better or worse off investing in a 401k plan? Lately, there’s been much discussion surrounding the tax benefits of 401k plans. Many say, with tax rates so low, there’s no reason to invest in a 401k or any other tax deferred savings plan. Tell us what you think below. In either case, you might be surprised by the…[Read more]

If you want someone to do you a favor, you must first do them a favor. That’s one of the big lessons taught by Professor Don Corleone. (And when that doesn’t work, there’s always “that” offer.) Trouble is, sometimes people ask for one thing and want another. Other times they ask for something they shouldn’t have. But what if they never ask? That’s…[Read more]