FiduciaryNews

Hosting an industry conference? Ask us about including it in this ticker.

Due Diligence

Why It Might Be Time To Mix Up The Line Up In The 401k Investment Menu

    Why It Might Be Time To Mix Up The Line Up In The 401k Investment Menu

Most 401k investment menus retain the “style box” mentality of the 1990s. Who doesn’t have a kitchen from the 1990s that they don’t want to remodel? Your 401k investment menu is no different.

0 comment Read Full Article

Should A 401k Fiduciary Treat ESG As An Asset Class, A Stock Valuation Factor, Or Neither?

    Should A 401k Fiduciary Treat ESG As An Asset Class, A Stock Valuation Factor, Or Neither?

ESG isn’t going away. There’s no way of telling if it’s a mood ring or a diamond ring. One thing is eminently clear: ESG is a product that people want right now. This complicates life for the retirement plan fiduciary.

0 comment Read Full Article

ESG, the DOL, and the Fiduciary Imperative

    ESG, the DOL, and the Fiduciary Imperative

The most pertinent issue may not be the fiduciary imperative, but the marketing imperative. This makes things extremely difficult for the 401k plan sponsor who may sometimes confuse which has priority. Here’s an example of why a plan sponsor might be concerned.

1 comment Read Full Article

Plan Sponsors Have This Fiduciary Duty to Structure 401k Plans to Reduce the Harm Market Inefficiencies Pose to Plan Participants

    Plan Sponsors Have This Fiduciary Duty to Structure 401k Plans to Reduce the Harm Market Inefficiencies Pose to Plan Participants

Despite the better intentions of finance professors a generation ago, the market regularly fails the efficiency test. The scary reality is not a question of what degree of market inefficiency exists, it’s that market inefficiency exists at all. And that can harm investors.

1 comment Read Full Article

This Is How We Rescued Retirement Savings From The 401k Frankenstein Created By An Infatuation With The ‘Style Box’

    This Is How We Rescued Retirement Savings From The 401k Frankenstein Created By An Infatuation With The ‘Style Box’

The proliferation of investment options promised participants a plug-and-play plan. In the process, it created a 401k Frankenstein monster of a mess.

0 comment Read Full Article

How Can 401k Plan Sponsors Better Shield 401k Participants From External Fraud?

    How Can 401k Plan Sponsors Better Shield 401k Participants From External Fraud?

Plan sponsors – or, more specifically, the companies plan participants work for – may be placing employees in a far greater cyber-vulnerable position than they realize.

0 comment Read Full Article

When Do Index Funds Raise A Fiduciary Issue With 401k Plan Sponsors?

    When Do Index Funds Raise A Fiduciary Issue With 401k Plan Sponsors?

401k plan sponsors can’t afford to fall victim to the lure of heuristics. Index funds can generate just as much fiduciary headaches as actively managed funds.

1 comment Read Full Article

Did Business Roundtable Just Break a Fiduciary Oath?

    Did Business Roundtable Just Break a Fiduciary Oath?

The prevailing consensus has been corporate executives work for their owners (i.e., shareholders). That all changed on August 19, 2019. What are the fiduciary implications?

1 comment Read Full Article

What Do Most 401k Plan Sponsors Use: a 3(38) or a 3(21) Adviser?

    What Do Most 401k Plan Sponsors Use: a 3(38) or a 3(21) Adviser?

If you think this evolution is amazing, just wait until you see what changes come about once the 401kMEP starts ramping up.

1 comment Read Full Article

What’s the Difference Between 3(38) and 3(21) 401k Advisers?

    What’s the Difference Between 3(38) and 3(21) 401k Advisers?

Once 401k plan sponsors become aware of the differences between the types of service offerings, the ideal strategy is then to explicit solicit proposals for each type of offering to determine which kind of offering best serves their unique situation.

1 comment Read Full Article
1 2 3 9

FiduciaryNews.com is sponsored by…

Order Your From Cradle to Retirement book today!

Vote in our Poll

Disclaimer

The materials at this web site are maintained for the sole purpose of providing general information about fiduciary law, tax accounting and investments and do not under any circumstances constitute legal, accounting or investment advice. You should not act or refrain from acting based on these materials without first obtaining the advice of an appropriate professional. Please carefully read the terms and conditions for using this site. This website contains links to third-party websites. We are not responsible for, and make no representations or endorsements with respect to, third-party websites, or with respect to any information, products or services that may be provided by or through such websites.