Fiduciary News

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Due Diligence

Are Fiduciary Risks Worth Putting Commodities In Retirement Plans?

    Are Fiduciary Risks Worth Putting Commodities In Retirement Plans?

There’s not a sin in listening to radio shows sponsored by those selling gold and silver. It’s quite another thing to actually act on their “recommendation.”

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401k Retirement Plan Fiduciary Risk & Bonds vs. Bond Funds During Rising Inflation

    401k Retirement Plan Fiduciary Risk & Bonds vs. Bond Funds During Rising Inflation

Normally, interest rates rise with inflation. In turn, bond rates rise with interest rates. But that hasn’t happened. In fact, short rates remain at historic lows. This means folks sitting in money markets or “safe” government bonds (and bond funds) are seeing their retirement savings eroded away.

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After Supreme Court Ruling, Are TDFs A Ticking Time Bomb Of Fiduciary Liability?

    After Supreme Court Ruling, Are TDFs A Ticking Time Bomb Of Fiduciary Liability?

The conflicts-of-interest inherent in selecting proprietary funds are apparent. Less so are the criteria used to determine what a suitable process might be.

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Inflation Fears: What Should 401k Plan Fiduciaries And Participants Do?

    Inflation Fears: What Should 401k Plan Fiduciaries And Participants Do?

Depending on what the plan sponsor decides to place on the 401k menu, plan participants might have an easier time dealing with making investment choices to battle the ravages of inflation.

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How Does Embedding Retirement Income Into A Target Date Fund Work?

    How Does Embedding Retirement Income Into A Target Date Fund Work?

It’s not just plan sponsors and plan participants that need convincing. The entire retirement plan infrastructure must also get on board. That doesn’t mean the hurdles can’t be overcome.

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Is Allowing Bitcoin in Retirement Accounts Dangerous For The 401k Plan Fiduciary?

    Is Allowing Bitcoin in Retirement Accounts Dangerous For The 401k Plan Fiduciary?

It’s not a simple matter of flipping a switch and allowing cryptocurrencies in plans. Because these are alternative investments, the plan sponsor will need to learn enough about them to make an informed decision.

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5 Steps 401k Plan Sponsors Can Use To Better Align Plan Education With Plan Participant Priorities As It Relates To Risk

    5 Steps 401k Plan Sponsors Can Use To Better Align Plan Education With Plan Participant Priorities As It Relates To Risk

The problem with Sequence of Return Risk is that there’s no way of knowing if you’ll experience it. It’s a roll of the dice. The best way to avoid this risk is to prepare as if it were going to happen.

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What Is The Best Way A Fiduciary Can Define Risk In A Way That Is Measurable, Meaningful, And Relevant?

    What Is The Best Way A Fiduciary Can Define Risk In A Way That Is Measurable, Meaningful, And Relevant?

For all the talk of risk in the academic world, it’s the real world that provides the best answer to what risk really is and how to avoid it. How do your thoughts on this compare with others?

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Where Did We Go Wrong With Risk?

    Where Did We Go Wrong With Risk?

This elegance earned a Nobel Prize for several smart professors. You must forgive them, though, for they had a far limited toolkit to work from. Still, this was the original source from which “risk” sprang.

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