It’s fun to talk about “risk” and “return” because these are measurables and people are comfortable with the tangible world. But none of that touches upon what really matters. Worse, it can distract you from achieving what you want most.
Tag "target date fund"
“That is one of the key weaknesses of the SEC’s Reg BI. It allows brokers to claim they are working in an investor’s best interest without being held to a legal duty of loyalty”
There are two strategic paths to use when it comes reducing liability. One approach occurs after the fact – after the target date funds are already in place. The other approach takes place before the target date funds are even placed on the 401k plan menu. Which is more reliable?
When retirement industry professionals talk about the impact of the 2006 Pension Protection Act, you might be surprised that this is what they conclude.
The states go marching on, fee posse grows, and “Too Good to be True”
It turns out there’s a downside to 401k participant engagement. Who knew?
401k past and future, fiduciary conflict, and true portfolios
Legislative Odds-Making, the True Cost of Low Fees, and When “Safe” Investing Isn’t Safe.
Foreign Collusion, SEC Skeptics, and Investment Fads.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/29/19
Compliance mixed bag, SEC BI DOA? and “Investments: The Sequel”