Why are there two kinds of Target Date Funds and why does that doom this particular group of people saving for retirement in their company’s 401k plan?
Tag "target date fund"
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![7 Fiduciary Duties 401k Plan Sponsors Overlook And What They Can Do To Address Them](https://fiduciarynews.com/wp-content/uploads/2021/04/forget-660x395-1-505x306_c.jpg)
Familiarity may breed contempt, but it also makes you sloppy. Do you know plan sponsors that have forgotten they need to address these matters?
![Reframe 401k Participant Education To Stop Stressing Risk And Start Emphasizing Goals](https://fiduciarynews.com/wp-content/uploads/2020/09/555565_19313641_Misty_mountain_royalty_free_stock_xchng-scaled-505x306_c.jpg)
It’s fun to talk about “risk” and “return” because these are measurables and people are comfortable with the tangible world. But none of that touches upon what really matters. Worse, it can distract you from achieving what you want most.
![Exclusive Interview: Phyllis Borzi on the SECURE Act, Target Date Funds, and “Discredited Disclosure”](https://fiduciarynews.com/wp-content/uploads/2020/06/6750857759_4d78b9d01d_b-660x395-1-505x306_c.jpg)
“That is one of the key weaknesses of the SEC’s Reg BI. It allows brokers to claim they are working in an investor’s best interest without being held to a legal duty of loyalty”
![How 401k Plan Sponsors Can Mitigate Fiduciary Liability Associated with Target Date Funds](https://fiduciarynews.com/wp-content/uploads/2019/04/course-srb-1-1154518-660x395-505x306_c.jpg)
There are two strategic paths to use when it comes reducing liability. One approach occurs after the fact – after the target date funds are already in place. The other approach takes place before the target date funds are even placed on the 401k plan menu. Which is more reliable?
![How QDIAs Have Changed the Fiduciary Role of 401k Plan Sponsors](https://fiduciarynews.com/wp-content/uploads/2019/03/tunnel-1434220-660x395-505x306_c.jpg)
When retirement industry professionals talk about the impact of the 2006 Pension Protection Act, you might be surprised that this is what they conclude.
![Recent Market Volatility Has Revealed This About Target Date Funds](https://fiduciarynews.com/wp-content/uploads/2019/01/roller-coaster-1430500-660x395-505x306_c.jpg)
It turns out there’s a downside to 401k participant engagement. Who knew?
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/29/19
Compliance mixed bag, SEC BI DOA? and “Investments: The Sequel”