Fiduciary News

My practice focuses on the needs of companies that sponsor retirement plans to ensure that they are in compliance with the Employee Retirement Income Security Act (ERISA) which is monitored by the Internal Revenue Service and the Department Of Labor (DOL) Rules, Law and Best Practices. I then turn my attention to the plan participants and assist them, through general education, and gap analysis tools, in setting realistic retirement goals and help them to develop and monitor a plan of action, consistent with their tolerance for risk.

Entering the Financial Services Industry in 1984 through First Investors Mutual Fund Company where I focused on establishing Individual Retirement Accounts (IRA’s), I changed my focus to the sponsors of corporate plans and have  been working with companies and individual participants in 401(k) plans for more than 20 years.  The first 401(k) plan I helped establish was in 1993, 23 years ago. I have a solid working knowledge of Defined Benefit Plans and Defined Contribution Plans including Employee Stock Ownership Plans (ESOP’s), and have assisted with other professionals in the field, in their establishment, and management.

Consistency and Stability are very important to me and therefore I have been with my current Broker/Dealer for 21 years and have a General Securities Series 7 License, an Investment Advisor Series 65 License and am a Certified Plan Fiduciary Advisor (CPFA) through the American Society of Pension Plan Advisors (ASPPA), a Accredited Investment Fiduciary (AIF) and a Professional Plan Consultant (PPC) through Fiduciary 360. I am a member of National Association of Pension Advisors (NAPA), The American Society of Pension Plan Advisors (ASPPA), and a member of the National Center of Employee Ownership (NCEO).