“…anytime we are talking about disclosures, don’t make them like the lovely 404a notices. Make them simple and easy to understand. Otherwise you lose the whole point of the disclosure.”
Posts From Christopher Carosa, CTFA
On the face of it, there appears to be little room for debate. Upon closer examination, however, the specifics of particular circumstances can muddle things up. Would you like to see what we mean by this? Here’s what you get when you ask the experts whether or not a fiduciary can ever legally engage in self-dealing.
Be wary of these regulatory plugs, marketing buzz, and investment fads.
Would you rather have the nuts and bolts practical guide for what to ask or the theoretical questions that tend towards the philosophical? Most 401k plan sponsors are too busy for theory, that’s why they’ll prefer to focus on these questions.
Connecticut tries to get into the fiduciary game, Massachusetts tries to stay in the fiduciary game, and ESG may be thrown out of the fiduciary game.
The real prize, though, comes courtesy of following Ben Franklin’s advice. Once you convince them to save and they see the perpetual motion machine known as “compounding,” your job is done.
Pensions face plant, fiduciary dies, and fees, well, fees just continue to be a problem.
Before one can advise investors, it’s critical one know what they’re thinking and understand why they’re thinking it.
Zagging instead of zigging, the moment of fiduciary truth, and tell us something we don’t know about investing.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 7/13/18
Fiduciary Rule not dead yet? Tax reform means plan document update? And why the quietude on investments?