Paying student loans and saving for retirement is not an either/or, it’s an imperative.
Education
If you’re a plan sponsor, it’s time to review how your plan measures up against these design elements. If you’re looking to become a plan sponsor for a new plan, consider whether or not you should include these design elements.
If retirees could go back in time 50 years, this is what they’d want to know.
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Why have these people failed to learn from history and what can be done to prevent them from hurting themselves?
The future of true asset allocation may lie in understanding its past.
The results are in. Asset allocation doesn’t work in the long run. Rebalancing doesn’t produce better returns in the long run. In short, asset allocation as popularly practiced is myth.
There’s a reason why short-term asset allocation is doomed to disappoint. You can find it in every SEC-mandated performance disclaimer.
Much of asset allocation marketing collateral is founded on a simple misinterpretation, yet this myth persists. Why?
