By Christopher Carosa, CTFA | May 3, 2013
As bad a some industry players are, it’s always caveat emptor. Both plan sponsors, in their role as fiduciaries, and 401k investors must assume personal responsible and be accountable for their own retirement.
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Posted in Fees | Tagged 401k, Alicia Munnell, Alison Farrin, BrightScope, Dan Egan, David Rae, Daylian Cain, disclosure, Eleanor Singer, fee, fiduciary, Fiduciary Standard, Frontlne, hidden fee, Hilary Martin, index fund, Journal of Communication, Martin Smith, Mike Alfred, PBS, plan sponsor, Profit Sharing Corporation of America, PSCA, retirement, Ryan Knutson, Savings, The Retirement Gamble, Tim Wochok, Vanguard
By Christopher Carosa, CTFA | May 2, 2013
In choosing ratings points over debate points, Smith sacrificed the logic of the straight-forward for the pyrotechnics of a religious argument, and, in doing so, lost credibility with that portion of his audience that knew better.
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Posted in Fees | Tagged 401k, 401k Averages Book, Andrew Gracan, BrightScope, Dallas Salisbury, David Huntley, David Rae, Demos, disclosure, EBRI, Elliot Orsillo, Employee Benefit Research Institute, expense ratio, fee, fiduciary, Fiduciary Standard, Frontlne, hidden fee, index fund, John Bogle, Joseph Valleta, Martin Smith, Mike Alfred, nevin adams, PBS, plan sponsor, retirement, Robert Hiltonsmith, Roger Wohlner, Ryan Knutson, Savings, Teresa Ghilarducci, The Retirement Gamble, Tim Wochok, Vanguard
By Christopher Carosa, CTFA | March 12, 2013
You don’t have to part the Red Sea or ascend Mount Sinai to find these goodies!
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Posted in Education | Tagged 401k, Brooks Herman, Charlton Heston, Elle Kaplan, Ilene Davis, Jeff Stoffer, Joseph Ready, Karen Lee, Michelle Ford, Moses, Paula Hendrickson, retirement, Savings, Stephanie Ackler, Stephen Iaconis
By Christopher Carosa, CTFA | March 11, 2013
Tax reform to take bite of 401ks? Can SEC draw fire from both sides? What is ‘Plan B’ for fees?
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Posted in Trending Topics | Tagged 12b-1, 401k, auto-enrollment, DOL, Fee Disclosure, Fiduciary Rule, Fiduciary Standard, investment performance, IRA, IRA Rollover, Savings, SEC, taxes
By Christopher Carosa, CTFA | December 17, 2012
More taxing threats, defining fiduciary down and the failure of fee disclosure.
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Posted in Trending Topics | Tagged 401k, Fee Disclosure Rule, Fiduciary Standard, FINRA, IRA, mutual funds, retirement, Savings, tax
By Christopher Carosa, CTFA | October 22, 2012
Politics vs. Reality of Fiduciary, fee gibberish from the chattering classes and Woody Allen’s advice to 401k participants.
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Posted in Trending Topics | Tagged 401k, 408(b)(2), Asset Allocation, Campbell, court ruling, DOL, DOL Audit, ERISA, expense ratio, fiduciary, Fiduciary Rule, Fiduciary Standard, Fred Reish, IRS contribution limit, lump-sum, pension, Savings, SEC, stable value, Supreme Court
By Christopher Carosa, CTFA | September 10, 2012
Fiduciary makes a comeback, the cure for fee apathy, retirement stats and more!
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Posted in Trending Topics | Tagged 401k, brokerage window, DOL, ETF, fiduciary, Fiduciary September, Fiduciary Standard, Knut Rostad, Oliver Wyman, plan sponsor, public pension, Savings, SEC
FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 3/8/13
By Christopher Carosa, CTFA | March 11, 2013
Tax reform to take bite of 401ks? Can SEC draw fire from both sides? What is ‘Plan B’ for fees?
Read the full story...Posted in Trending Topics | Tagged 12b-1, 401k, auto-enrollment, DOL, Fee Disclosure, Fiduciary Rule, Fiduciary Standard, investment performance, IRA, IRA Rollover, Savings, SEC, taxes | Leave a response