Today, many 401k plan participants have their retirement savings on “set-it-and-forget-it” autopilot. In a low inflationary environment, that might be OK. However, when the pendulum swings back towards inflation, this can leave them ill-prepared. What, exactly, can a 401k plan sponsor do within its fiduciary capacity to help plan participants incorporate inflation into their retirement planning calculus?
Despite this, 401k plan sponsors can better protect their employees, even when it comes to personal data, because that data is only acquired within the context of the service provider’s relationship to the plan.
Social Security becomes relevant again, the Fiduciary Rule changes again, and fees are a problem again.
When is a “problem” not really a problem? And what can be better than success, even if no one knows about it.
CYA, Do Unto Yourself, and Recycled Recycling…
Just because you don’t have a fiduciary duty to other employees doesn’t mean you shouldn’t continue to think like a fiduciary.
Not Wasting #Retirement Crisis, Whither the Fiduciary Rule? and Investing Against The Wind.
You can squeeze a tube of toothpaste all you want, but that doesn’t change how much toothpaste it holds. Are we experiencing the same thing with 401k fees, or are they really dropping as much as we think? And, if they are dropping, are they dropping for the right reasons?
The Coming (Regulatory) Thing, a Fiduciary’s Nose Under the Tent, and Aristotle Solves the ESG Mystery
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 6/25/21
It’s coming, 50 shades of fiduciary, and asking old questions.