What’s the Goal? Last I heard it was preparation for retirement via tax preferred savings … but, looking around at what is typical industry practice, perhaps I have it all wrong.
Once a person enters retirement, the number of scenarios proliferate. Unless the plan sponsor is a financial professional, it’s going to be a challenge to quickly comprehend all these options.
Weathering regulators, HSA increase, and targeting Target Date Funds
This isn’t to say younger employees should be left out of this type of education altogether. They shouldn’t. It’s important the message is drip, drip, dripped from the beginning of the onboarding sequence.
Social SECURE-ity, hidden fees? and the end of times.
While some may consider this heresy, the best option for a fiduciary managing a portfolio is to include a consistent percentage of assets outside the equity markets and in assets that preserve capital.
IRA aplenty, fiduciary complainers, and an expectations problem?
Familiarity may breed contempt, but it also makes you sloppy. Do you know plan sponsors that have forgotten they need to address these matters?
Rollover warning, Schrödinger’s fiduciary, and the stalled pendulum finally swings the other way.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 5/21/21
Changing Regs, Fiduciary Police, and Investing confusion