Just as these changes come bearing down, so, too, does a need for greater hand holding. Pressures within the provider industry, however, appear to be reducing the number of available hands.
This doesn’t mean you shoot haphazardly for the stars when you can have the moon. After all, you’ve got to know your limitations. Seeking unreachable goals will only make your retirement seem hollow and pointless.
More IRAs, fiduciary mush, and fee déjà vu all over again.
When it comes to retirement anxiety, it’s best to set aside all those matters that fall outside your ability to manage. You can’t change everything. Focus instead on what you can change.
IRAs aplenty and down markets generate lots of you know what.
Therein lies the twist to this tale. Once you cross the threshold of retirement, the anxiety quickly melts away. How can this be?
Of all the problems, the DOL chooses to focus on this one, why fiduciaries hate change, and investment reality bites.
Right now, those nearing or in retirement must confront the twin troubles of inflation and falling markets. One of these events, however, is worse than the other.
Regulators regulating, multi-tasking, and pushmipulya fee.
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Regulating regulators, constraining fiduciary, and you get what you pay for.