Would a “Child IRA” be more successful with an associated government matching program?
Tag "Alicia Munnell"
Real retirement plan solutions, a fiduciary user’s manual, and sage investment advice returns.
Punting Pensions, Uncovering Hidden Fees, and Investing Concerns.
Dedicated and disciplined savings is the best way to insure a comfortable retirement, and, after all, isn’t that what it’s all about?
Traditional 401k plan designs have demonstrated they actually discourage savings.
Proof again that what gets repeated in the media is not the same thing as a fact.
As bad a some industry players are, it’s always caveat emptor. Both plan sponsors, in their role as fiduciaries, and 401k investors must assume personal responsible and be accountable for their own retirement.
Has the traditional 401k world – everything from how investments are sold to whether fees really matter – just turned on its head?
The Irony Of Taxing 401k Plans To Save Social Security
Worse, if the “alternatives” alluded to by the paper entail government backed programs like Social Security, this could have a debilitating impact on encouraging people to be responsible for funding their own retirement.