After youâve done your preliminary analysis and are ready to pull the switch to convert, thereâs one more thing you need to do. Actually, there are five more things to do, and we present them in this concise checklist.
Tag "Calvin Goetz"
Whatâs the Immediate Impact of the DOL Fiduciary Rule on Current IRA Holders and Future Rollovers?
Just because the new Rule wonât be enforced until January doesnât mean retirement savers canât take advantage of it. This does, however, require individuals become self-reliance and look out for their own good. But how is that any different for all other consumer decisions?
Thanks in part to media reporting, retirement savers objectives are often misplaced. Striving for a high return or outpacing a particular index does not make for a successful retirement savings strategy.
With the pain of the Target Date Fund 2008/09 market crash debacle still lingering in the mind, to best assess the potential fiduciary liability inherent in TDFs â no matter what safes harbors were promised by the PPA â itâs critical that 401k plan sponsors understand whatâs good about them, whatâs bad about them, and just why theyâre so popular.