Before you get all excited and look to replace your home equity loan with a 401k loan, you should consider these things.
Tag "equity"
![Should 401k Loans Be Allowed, Encouraged, Or Forbidden? A Fiduciary Perspective](https://fiduciarynews.com/wp-content/uploads/2021/11/holding-money-1315939-660x395-1-505x306_c.jpg)
![Here’s Why A Good Fiduciary Is Not Always 100% Invested In Equities](https://fiduciarynews.com/wp-content/uploads/2021/05/Siren-660x395-1-505x306_c.jpg)
While some may consider this heresy, the best option for a fiduciary managing a portfolio is to include a consistent percentage of assets outside the equity markets and in assets that preserve capital.
If you’re a fiduciary worried about potential liability, be warned. Commodities trading remains speculative and may not be appropriate for unsophisticated investors – no matter what the TV tells them.