FiduciaryNews

Tag "Paul Ruedi"

Why Are We Seeing More Cases of “Fear of Spending” Among Retirees?

    Why Are We Seeing More Cases of “Fear of Spending” Among Retirees?

Perhaps, just as plan sponsors have developed onboarding programs for new hires when it comes to saving for retirement, maybe they should add “unboarding” programs as a bookend for those nearing retirement.

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The Fiduciary Duty to Investigate Conflicts-of-Interests with “Zero” and “Negative” Fee Funds

    The Fiduciary Duty to Investigate Conflicts-of-Interests with “Zero” and “Negative” Fee Funds

Whatever the future holds, we live in a present where there is no such thing as a free lunch; thus, the basic notion of caveat emptor continues to hold true.

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The 3 Biggest Service Provider Mistakes 401k Plan Sponsors Make

    The 3 Biggest Service Provider Mistakes 401k Plan Sponsors Make

It’s understandable, given the many hats plan sponsors wear, that mistakes will be made. The challenge is to not dwell on them, but to have a reasoned and determined process to address and correct them.

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Square Peg QLACs Can’t Seem to Fit in 401k Fiduciary Round Hole

    Square Peg QLACs Can’t Seem to Fit in 401k Fiduciary Round Hole

The numbers suggest the QLAC product isn’t quite ready for prime time.

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When Must a Fiduciary Just Say “No” to a Client?

When it comes to being a fiduciary, the customer is, most assuredly, not always right.

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Time for Naïve 401k Millennials Opting for “Safe” Investments to Stop Hurting Themselves

Why have these people failed to learn from history and what can be done to prevent them from hurting themselves?

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The Hows, Whys, and Right and Wrong Way to Use Asset Allocation

The future of true asset allocation may lie in understanding its past.

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How to Improve 401k Participant Fee Disclosure

    How to Improve 401k Participant Fee Disclosure

They say less is more, and nowhere is that more true than in 401k participant fee disclosure.

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Why Isn’t 401k Fee Disclosure Working?

Who needs fee disclosure when you have Jerry Schlichter?

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12b-1 Fees/Revenue Sharing Add to 401k Plan Sponsor Fiduciary Liability Woes

In some distant future, what fossilized evidence of poor judgment will come back to haunt unsuspecting 401k plan sponsors.

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