How much effort does it really take for ongoing monitoring of an index fund or a target date fund? And does that justify the fees advisers typically charge? And is this why the DOL inserted that reference in Q5 of the Fiduciary FAQ?
Tag "top 10"
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Do 401k plan sponsors know the fiduciary minefield they’re stepping into when they select a QDIA?
One of the greatest challenges for plan sponsors and all fiduciaries is to help retirement savers avoid these nine mistakes.
“There is no upside for an employer doing everything perfectly with their retirement plan. The downside risk, however, can be huge. It’s a risk that just isn’t worth the employer taking.”
Any regulation that requires 10 pages of explanation for every page of regulation is bound to have something good, something not-quite-good-enough, and something not-so-good.
“Small business owners really need to have a clear understanding of all the retirement plans… Finding the right strategy will help you grow your business and save for your retirement.”
Fee Disclosure and class-action suits have been the one-two punch that has spurred interest in greater 401k fee scrutiny.
Time constraints, compliance complexity, and costs impede the creation of 401k plans in smaller businesses.
Why disciplined retirement savers benefit from falling markets.
