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7 responses to “How to Nudge 401k Participation Higher”

  1. BenefitJack

    Seeking data to confirm the result/impact of automatic features…

    Check out the website retirementmadesimpler.org (look for success stories tab).

    See also Vanguard’s Study, How America Saves, pages 18 – 30

  2. Chris Carosa


    Please note the above site (retirementmadesimpler.org) is not a commercial site, so BenefitJack is not spamming, he’s sharing info. Also, the Vanguard Study, referenced in a previous Fiduciary News article, confirms the ability of automatic enrollment to increase participation.

  3. Chuck Furr

    I certainly believe auto enrollment and auto increase are the most effective ways of using the inertia to move people closer to retirement success. Who would you suggest as the best recordkeepers to implement auto functions? Most plan administrators would like to have a turnkey operation where the newly eligible ee is notified, enrolled and increased with as little plan administrator involvement as possible.

  4. Chris Carosa


    Thanks for the question. This is a question perhaps best asked in the Fiduciary News Group in LinkedIn.

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