Ultimately, to survive, Social Security must evolve into a defined contribution system and away from its current Ponzi Scheme structure.
Compliance
When it comes to being a fiduciary, the customer is, most assuredly, not always right.
There are good examples of “best interests” and bad examples of “best interests,” but the ugly truth is we won’t know the practical definition of “best interests” until the courts decide.
Things in the news aren’t as they seem, but that doesn’t mean they’re not as they seem.
Just because something is measurable doesn’t mean it’s relevant.
The three standard flavors of ERISA fiduciary plus one special bonus.
How can we expect 401k plan sponsors to understand the difference when financial service professionals can’t?
Dedicated and disciplined savings is the best way to insure a comfortable retirement, and, after all, isn’t that what it’s all about?