Fiduciary News

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Education

Why Every 401k Fiduciary Should Redefine Risk as What Happens When You Miss Your Goal

Volatility simply can’t be used to measure risk because it contains components both of risk and reward. Here’s a better way to measure true investor peril.

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The Three Most Common “Over”-reach Mistakes Plan Sponsors have a Fiduciary Duty to Help Retirement Investors Avoid

Sometimes when you overreach, all you get is burned.

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What Every 401k Plan Sponsor and Fiduciary Should Disclose to Employees: How to Retire a Millionaire (Hint: It’s Easier Than You Think)

They say they best way to learn is by teaching. Here’s something you can teach your kids that will help you.

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New Research Suggests Why It’s Hard to Sell Annuities to ERISA Plan Participants

A forthcoming paper gives some hints on how to make annuities more appealing.

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80% Salary Replacement Rule: Origins and Exceptions for 401k Retirement Savers to Consider

The Rule dates back to the early years of the Reagan administration and has been updated annually for the past three decades.

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Detecting These Signs of Overconfidence Can Help 401k Investors Avoid a Fall

How knowing Greek Tragedy and Elizabethan Theater can help us live a better retirement.

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How Should the 401k Fiduciary Address “Leakage”?

If a choice between working longer or losing your house, which would you choose?

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The One Single Most Important Investing Concept a 401k Fiduciary Must Teach Every Employee Investor

Like a car’s top-end gear, in the big picture 401k investing decisions are less powerful than most think.

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Are 401k Plan Sponsors Poised to Cut a Popular Feature?

Company matching has long provided a turbo boost for employees saving in their 401k plans. With the advent of auto-enrollment, will such matching go the way of the once popular crossfire injection?

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Coming Soon From a 401k Plan Sponsor Near You: A New and Improved Focus on Participant Education

Until communication education becomes generally accepted and standardized, it may be safer to rely on an Annual Education Program rather than an Education Policy Statement.

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