Members Articles
With Impending Adviser Shortage Doom 401k Plan Sponsors?
Is an impending adviser shortage about to doom 401k plan sponsors? With fewer qualified experts available, plan fiduciaries face rising compliance and oversight risks. This week’s Thoughtleader Roundtable explores the talent crisis and practical strategies to protect retirement plans.
Advisor Shortage Risk Creates New Challenges For 401k Plan Sponsors
Who will attend meetings? Who will prepare reports? Who will respond to participant questions? Who will provide investment recommendations? Who ultimately bears fiduciary responsibility?
Is 401k Data The Plan Sponsor’s Greatest Liability?
Cybersecurity enforcement is no longer just an IT concern. Could the next major fiduciary risk come not from a market loss, but from a data breach and the liability that follows? Haven’t plan sponsors seen rising threats before? The Problem: 401k plans hold vast amounts of sensitive participant data — Social Security numbers, account balances, […] Read Full Article
Will Cybersecurity Enforcement Change What Fiduciaries Must Protect?
That does not necessarily mean fiduciaries should expect a wave of new regulations. Existing direction may already point fiduciaries toward the safeguards regulators expect them to implement.
Can This AI-Twist Help 401k Participants Invest Better?
Plan sponsors seeking stronger participant engagement and better retirement outcomes should take note of this innovative AI platform. Can artificial intelligence truly help everyday 401k participants with little investment knowledge make smarter, more diversified decisions? Haven’t we seen technology promise this before? The Problem: Most 401k participants lack the time, knowledge, or confidence to build […] Read Full Article
Exclusive Interview: Lyle Himebaugh on Using AI to Help 401k Participants Make Better Investment Decisions
An employer should look at what they need to do to attract and maintain talent. Once a need is established, the employer must assess all the different technologies and services a 3(38) can provide.
What Will Retirement Savers Do When The AI Bubble Busts?
AI bubble 401k concerns are growing as the AI surge lifts portfolios. But what happens when the bubble bursts? Many savers will likely panic-sell, just like during the dot-com crash.
What The Dot-Com Crash Still Teaches 401k Fiduciaries About The AI Stock Craze
ERISA does not require fiduciaries to predict market tops. It does, however, require a prudent process for selecting and monitoring investments.
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