CITs can only be offered within the confines of a trust relationship. That means the plan itself might be structurally different than one that has an investment menu limited to mutual funds.
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Part-timers and retirement plans, annuities and fiduciary liability, and fads and investing.
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 11/24/23 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 11/17/23 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 11/10/23 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 11/03/23 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 10/27/23 0
MEP/PEP
There’s a fear that those rushing to promote their own PEPs are merely trying to return to the bundle service provider environment the industry evolved away from more than a decade ago. This makes due diligence all the more important.
- 401k Plan Sponsors Look Before You Leap – Do MEPs Really Reduce Fees? 1
- Will COVID-Related 401k Plan Shrinkages Push Companies to Pooled or State Solutions? 0
- Exclusive Interview: Pete Swisher Explains Why Companies Don’t Care About MEPs (or PEPs or Even 401k Plans) 0
- Exclusive Interview: Ary Rosenbaum Says, Despite SECURE ACT, Some 401k MEPs Challenges Remain 0
- To MEP Or Not To MEP? That is the SECURE 401k Question 0
Interviews
I don’t think the plan service providers should provide participant advice. Advice to participants should be provided by a non-related third-party fiduciary.
- Exclusive Dueling Interviews: Jack Towarnicky vs. Larry Starr on 401k Plan Loans (And More!) 0
- Exclusive Interview: Expert Witness Scott Simon Testifies On Common Trust Law And The ERISA Fiduciary 0
- Exclusive Interview: Nevin Adams On Being RINO—‘Retired In Name Only’ 0
- Exclusive Interview: Harold Evensky: Reg BI ‘Makes Absolutely No Sense’ 1
- Exclusive Interview: Robert Weiss Says We’ve Become ‘A Nation Of Watchers’ 0
Education
Eliminating the match and investing a large portion of retirement savings in bonds creates a risk. It may cause the retirement savings to go down in flames.
- How Can 401k Plan Sponsors ‘Trick’ Employees Into Saving More For Retirement? 0
- How 401k Plan Sponsors Encourage Employees To Save More For Retirement 0
- How Can 401k Plan Sponsors Increase The Number Of Employees Who Participate? 0
- How 401k Plan Sponsors Can Onboard New Hires To Encourage Retirement Savings 0
- How Do 401k Plan Sponsors Convince Middle-Class Workers They Can Retire? 0
Conflicts of Interest
You cannot understate the fiduciary aspect of lower fees. Most 401k plan sponsors, and especially those in smaller plans, don’t have the time or expertise to administer their company’s retirement plan. If they skimp on fees, are they also skimping on the fiduciary protection those professionals are supposed to provide?
- Hughes v. Northwestern, Anyone? Why Don’t TSP Participants Deserve ERISA Fiduciary Protections? 0
- If You Meet Your Objectives, Does It Make Sense To Worry About Fees? 0
- When It Comes To Fees, How Does A 401k Fiduciary Measure Value? 0
- Taking a Fiduciary Holistic Approach: How Can 401k Participant Data Be Used? 1
- Where and When Do 401k Fees Still Matter? 0
Due Diligence
CITs can only be offered within the confines of a trust relationship. That means the plan itself might be structurally different than one that has an investment menu limited to mutual funds.
- Fiduciary Split Decision: Are Separately Managed Accounts (SMAs) In The Best Interest Of 401k Retirement Savers? 1
- How Stock Pickers Incorporate (Or Don’t) ESG And Stay Within Their Fiduciary Duty To Clients 0
- Is ESG Investing A Problem For Fiduciary Duty? 0
- Can Cost Trump Your Fiduciary Duty? 0
- What Can Be Done As Rising Rates Tank Bond Funds Leaving 401k Savers Bewildered? 0
Compliance
Let’s take some time off this week to reflect why we’re thankful for the 401k.
- What’s The ‘Over/Under’ On The DOL’s New Fiduciary Rule? 0
- Retirement Pros Sound Off On DOL’s New Fiduciary Rule 0
- DOL Approves Citi’s ‘Diverse Asset Program’ for 401ks—What Could Go Wrong? 0
- Is There A Cure For Covid Caused 401k Leakage? 0
- What 401k Plan Sponsors Should Do About ‘Lost’ Participants 1
Opinion
We take a different approach by looking not too far back in the past. This avoids the “getting lost in the sauce of history” problem so many retrospectives have. It’s the opposite of the “recency” problem, where we place too much emphasis on that which lies closest to our memories. Often, instead, we’ll give more than proper weight to happenings in a distance that is rapidly losing relevance.
- Top 5 FiduciaryNews.com Stories In 2022 For The 401k Plan Sponsor And Fiduciary 0
- Final Fiduciary Thoughts For 2022 And What To Expect (Or Not) In 2023 0
- 5 401k Differences To Expect In 5 Years 2
- The Top Ten “Must Read” FiduciaryNews.com Articles Over The Past Five Years! 0
- Top 5 FiduciaryNews.com Stories in 2020 for the 401k Plan Sponsor and Fiduciary 0
Trending Topics
Part-timers and retirement plans, annuities and fiduciary liability, and fads and investing.
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 11/24/23 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 11/17/23 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 11/10/23 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 11/03/23 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 10/27/23 0
