Let’s not just blame certification providers. Government agencies responsible for monitoring and enforcement are also responsible for market confusion and the dilution of the “fiduciary” standard.
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- 401k Plan Sponsor Fiduciary Fears Differ From Retirement Advisers Concerns 0
- How 20-Year-Olds Invested Over The Generations Reveals Key Fiduciary Tips For 401k Plan Sponsors 0
- SECURE 2.0: Over-Hyped or Game-Changer? 0
- The Top Ten “Must Read” FiduciaryNews.com Articles For The Three Years Ending 12/31/22! 0

The Compliance Avalanche, dead horses coming back to life, and terms you should know better than.
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 1/20/23 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 1/13/23 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 1/6/23 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 12/30/22 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 12/23/22 0

There’s a fear that those rushing to promote their own PEPs are merely trying to return to the bundle service provider environment the industry evolved away from more than a decade ago. This makes due diligence all the more important.
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- Exclusive Interview: Pete Swisher Explains Why Companies Don’t Care About MEPs (or PEPs or Even 401k Plans) 0
- Exclusive Interview: Ary Rosenbaum Says, Despite SECURE ACT, Some 401k MEPs Challenges Remain 0
- To MEP Or Not To MEP? That is the SECURE 401k Question 0

“I was [once] a major skeptic of the use of annuities, I have subsequently changed my mind regarding the efficacy of low-cost fixed and variable annuities in both personal and retirement accounts.”
- Exclusive Interview: Robert Weiss Says We’ve Become ‘A Nation Of Watchers’ 0
- Exclusive Interview: Terrance Power On Challenges And Surprises Of 401k PEPs In 2021 0
- Exclusive Interview: Peter Gulia Explains Difference Between “Settlor” (Plan Design) And “Fiduciary” (Plan Administration) Functions 0
- Exclusive Interview: Spencer Williams Says Post Separation Leakage “A Huge Problem” 1
- Exclusive Interview: Luis Aguilar On SEC/DOL Harmonization And Continuing Fiduciary Confusion 0

The story arc of the 401k mimics that of software. Each release adds to and builds on features and benefits over and above those of previous releases.
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Even if ERISA does not cover the Thrift Savings Plan, it’s worth noting the exercise of this discussion may be worthwhile to those actually do bear ERISA fiduciary responsibility.
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- Where and When Do 401k Fees Still Matter? 0
- How 401k Plan Sponsor Fiduciary Liability Changes When Retaining Retiree Assets 0

In general, there are some simple rules to follow. That being said, just because the rules are simple doesn’t mean you should follow them.
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Let’s not just blame certification providers. Government agencies responsible for monitoring and enforcement are also responsible for market confusion and the dilution of the “fiduciary” standard.

We take a different approach by looking not too far back in the past. This avoids the “getting lost in the sauce of history” problem so many retrospectives have. It’s the opposite of the “recency” problem, where we place too much emphasis on that which lies closest to our memories. Often, instead, we’ll give more than proper weight to happenings in a distance that is rapidly losing relevance.
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- Final Fiduciary Thoughts For 2022 And What To Expect (Or Not) In 2023 0
- 5 401k Differences To Expect In 5 Years 2
- The Top Ten “Must Read” FiduciaryNews.com Articles Over The Past Five Years! 0
- Top 5 FiduciaryNews.com Stories in 2020 for the 401k Plan Sponsor and Fiduciary 0

The Compliance Avalanche, dead horses coming back to life, and terms you should know better than.
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 1/20/23 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 1/13/23 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 1/6/23 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 12/30/22 0
- FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 12/23/22 0