FiduciaryNews

Hosting an industry conference? Ask us about including it in this ticker?
What do you think of our site upgrade?

Basic Members

Exclusive Interview: Pete Swisher Explains Why Companies Don’t Care About MEPs (or PEPs or Even 401k Plans)

    Exclusive Interview: Pete Swisher Explains Why Companies Don’t Care About MEPs (or PEPs or Even 401k Plans)

He also reveals the greatest misconception regarding MEPs, what the SECURE Act really did, and when we might begin to see the mass media start paying attention.

0 comment Read Full Article

Where Can A Plan Participant Find the 401k Plan’s Investment Policy Statement?

    Where Can A Plan Participant Find the 401k Plan’s Investment Policy Statement?

Since the plan sponsor tends to rely on third party service providers (usually the recordkeeper) to maintain and operate these web-based gateways, this should be a significant factor when deciding which vendor to select.

1 comment Read Full Article

When Do 401k Plan Sponsors Usually Adopt an Investment Policy Statement?

    When Do 401k Plan Sponsors Usually Adopt an Investment Policy Statement?

The Investment Policy Statement is a legal plan document. It needs to be treated accordingly. This means to deliberate it with diligence before adopting it. Even when it is adopted, it must be regularly inspected and revised as needed.

0 comment Read Full Article

Who Is Generally Responsible For Designing, Detailing, And Approving The 401k IPS?

    Who Is Generally Responsible For Designing, Detailing, And Approving The 401k IPS?

There are many different types of plans, particularly when plan sponsors pick a 3(21) or 3(38) adviser. Which service provider arrangement a plan sponsor chooses impacts how the IPS will be constructed – and how the relevant parties contribute to that draft.

0 comment Read Full Article

Exclusive Interview: Ary Rosenbaum Says, Despite SECURE ACT, Some 401k MEPs Challenges Remain

  Exclusive Interview: Ary Rosenbaum Says, Despite SECURE ACT, Some 401k MEPs Challenges Remain

“As far as adopting employers, I would recommend an ERISA attorney because an MEP isn’t the right fit and fiduciary solution for every plan sponsor.”

0 comment Read Full Article

5 Critical Elements Every 401k IPS Must Contain to Achieve Its Primary Purpose

  5 Critical Elements Every 401k IPS Must Contain to Achieve Its Primary Purpose

Including these will make 401k plans safer for plan sponsors and more successful for plan participants.

0 comment Read Full Article

What is the Primary Purpose of a 401k IPS?

  What is the Primary Purpose of a 401k IPS?

Unlike a generic vendor agreement, the IPS is a formal plan policy document that defines the parameters between the plan and relevant vendors. This is why it can also be a terrible trap.

0 comment Read Full Article

The Decade’s Top 5 All-Time Most Popular 401k Plan Sponsor and Fiduciary “Must-Read” Articles

  The Decade’s Top 5 All-Time Most Popular 401k Plan Sponsor and Fiduciary “Must-Read” Articles

Distilling a million separate page-views down to a handful of articles is a very difficult process. We trust you’ve found the worth of these articles and, over the years past and the years to come.

0 comment Read Full Article

To MEP Or Not To MEP? That is the SECURE 401k Question

  To MEP Or Not To MEP? That is the SECURE 401k Question

It’s important to remember that the 401k MEP is just a vehicle. Whether they truly meet the objective of employees saving more for retirement and doing so effectively and efficiently comes down to execution.

0 comment Read Full Article

Why Are We Seeing More Cases of “Fear of Spending” Among Retirees?

  Why Are We Seeing More Cases of “Fear of Spending” Among Retirees?

Perhaps, just as plan sponsors have developed onboarding programs for new hires when it comes to saving for retirement, maybe they should add “unboarding” programs as a bookend for those nearing retirement.

0 comment Read Full Article
1 2 3 105

FiduciaryNews.com is sponsored by…

Order Your From Cradle to Retirement book today!

Vote in our Poll

Disclaimer

The materials at this web site are maintained for the sole purpose of providing general information about fiduciary law, tax accounting and investments and do not under any circumstances constitute legal, accounting or investment advice. You should not act or refrain from acting based on these materials without first obtaining the advice of an appropriate professional. Please carefully read the terms and conditions for using this site. This website contains links to third-party websites. We are not responsible for, and make no representations or endorsements with respect to, third-party websites, or with respect to any information, products or services that may be provided by or through such websites.