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Plan Sponsors Have This Fiduciary Duty to Structure 401k Plans to Reduce the Harm Market Inefficiencies Pose to Plan Participants

    Plan Sponsors Have This Fiduciary Duty to Structure 401k Plans to Reduce the Harm Market Inefficiencies Pose to Plan Participants

Despite the better intentions of finance professors a generation ago, the market regularly fails the efficiency test. The scary reality is not a question of what degree of market inefficiency exists, it’s that market inefficiency exists at all. And that can harm investors.

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The Road to Vainglory: How Modern Portfolio Theory Went Viral

    The Road to Vainglory: How Modern Portfolio Theory Went Viral

Ultimately, if you want to protect yourself and others from making simple mistakes, you must embrace the sin that first birthed those missteps.

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This Is How We Rescued Retirement Savings From The 401k Frankenstein Created By An Infatuation With The ‘Style Box’

    This Is How We Rescued Retirement Savings From The 401k Frankenstein Created By An Infatuation With The ‘Style Box’

The proliferation of investment options promised participants a plug-and-play plan. In the process, it created a 401k Frankenstein monster of a mess.

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Will COVID-Related 401k Plan Shrinkages Push Companies to Pooled or State Solutions?

    Will COVID-Related 401k Plan Shrinkages Push Companies to Pooled or State Solutions?

Unless state-sponsored efforts can defy the stultifying reality of any political process, they are unlikely to pivot fast enough to overcome the fast-paced offerings coming from these private sector offerings.

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What Can 401k Plan Sponsors Do to Discourage Unnecessary Premature Retirement Plan Withdrawals?

  What Can 401k Plan Sponsors Do to Discourage Unnecessary Premature Retirement Plan Withdrawals?

The good news is 401k plan sponsors don’t need to treat this as a solo act. They’ve already got a team of hired hands to help them.

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How Can 401k Plan Sponsors Better Shield 401k Participants From External Fraud?

  How Can 401k Plan Sponsors Better Shield 401k Participants From External Fraud?

Plan sponsors – or, more specifically, the companies plan participants work for – may be placing employees in a far greater cyber-vulnerable position than they realize.

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Here’s How The 401k Fiduciary Dispels The “This Is Retirement?” Corona-Quarantine Fear

  Here’s How The 401k Fiduciary Dispels The “This Is Retirement?” Corona-Quarantine Fear

Many see the quarantine as a test run for retirement. There are those who view this “test run” and say they never want to retire. How do you dissuade them of this notion that they’re practicing retirement right now?

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Plan Sponsors Need To Prepare This Way To Conduct A Safe 401k Zoom Meeting

  Plan Sponsors Need To Prepare This Way To Conduct A Safe 401k Zoom Meeting

Much, if not all, of the Zoom hacking could have been prevented if the meeting hosts had just followed a few common sense rules. They start with before you even set up the meeting.

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Retirement Plan Pros Speak Out on CARES Act From a Fiduciary Perspective

  Retirement Plan Pros Speak Out on CARES Act From a Fiduciary Perspective

This isn’t free money. It comes at a price. Many naïve folks might be salivating at the prospect of releasing these big bucks from the prison of their retirement plan… until they read the fine print.

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How Can a 401k Plan Sponsor Continue to Contribute to a Quarantined Employee’s 401k Account?

  How Can a 401k Plan Sponsor Continue to Contribute to a Quarantined Employee’s 401k Account?

When doing what’s in the best interests of the employees takes on an entirely new meaning.

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