Members Articles
Does Retirement Saving Trump Tax Savings Among 401k Participants?
Here’s the irony of the tax saving incentive. If it’s wildly successful and leads to very large retirement accounts, the required minimum distributions at retirement may place the now retired employee in a higher tax bracket than the one experienced while working.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 4/28/23
Remember when people said it wasn’t about the return, it was about the cause. Well, it turns out it was about the return.
A 401k Plan Sponsor Fiduciary Puzzle: Are Low Fees High Risk?
You cannot understate the fiduciary aspect of lower fees. Most 401k plan sponsors, and especially those in smaller plans, don’t have the time or expertise to administer their company’s retirement plan. If they skimp on fees, are they also skimping on the fiduciary protection those professionals are supposed to provide?
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 4/21/23
Government creep, same old fees, and what happens when fees drop.
Exclusive Interview: Expert Witness Scott Simon Testifies On Common Trust Law And The ERISA Fiduciary
“The ERISA plaintiffs’ bar has overlooked the potential value of the Restatement’s prudent investor rule and its application to litigation involving 401k plans.”
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 4/14/23
Don’t get fooled again, never give up/never surrender, and rates jumping the shark
The Diminishing Returns Of Group Fiduciaries Forewarns Of The Dangers Of Government Retirement Solutions
This dilemma isn’t new. Trust officers have had to face it for generations. It’s called a “split-interest” trust. Multiply this split interest problem by the number of beneficiaries in a typical retirement plan and you can see how this conflict grows more complex.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 4/7/23
Time to bury Social Security? Mr. Market, and overthinking investing.
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