Members Articles
Are 401k AI Advice Tools Risking Your Plan’s Compliance?
401k AI advice tools risk bias, breaches. Learn how fiduciaries ensure ERISA compliance with oversight.
AI Advice Tools Demand Fiduciary Oversight in 401k Vendor Relationships
AI-driven participant advice tools have rapidly integrated artificial intelligence into retirement plan vendor platforms. What began as small enhancements to participant dashboards has now expanded into full-fledged robo-adviser services, enrollment coaching, claims processing, and even predictive nudges on savings rates. The promise is clear: AI can personalize advice at scale, improve efficiency, and deliver data-driven […] Read Full Article
How Safe Are 401k Stable Value Funds?
Stable value funds are a staple in 401k plans, but how safe are 401k stable value funds? Market volatility exposes liquidity and counterparty risks, challenging fiduciaries to meet ERISA’s prudence standards. Can plan sponsors ensure stability without hidden dangers? The Problem: Despite their promise of safety, 401k stable value funds face risks from market swings […] Read Full Article
Evaluating Stable Value Funds Amid Liquidity Scrutiny in 401k Plans
For fiduciaries, the comparison process must go deeper than surface-level performance. Yield is important, but transparency, diversification, and liquidity provisions matter just as much.
What Does The 401k Generational Divide Mean To Plan Sponsors?
The 401k generational divide poses a unique challenge for plan sponsors. How can fiduciaries engage Gen Z, Millennials, and Boomers effectively without breaking ERISA fairness rules? Personalized dashboards and DOL disclosures must balance digital tools with traditional formats to ensure equity and compliance. The Problem: Different generations prefer distinct communication styles—Gen Z favors digital dashboards, […] Read Full Article
Bridging the Generational Divide in 401k Communication
How can fiduciaries bridge the generational divide in 401k communication without inviting ERISA scrutiny? The strategies that follow may prove transformational.
How Will Supreme Court Reshape 401k Fee Litigation?
Supreme Court scrutiny is poised to redefine 401k fee litigation, raising the stakes for fiduciaries. With lawsuits targeting excessive fees, robust documentation and simplified plans are critical to avoid legal risks. Can fiduciaries prepare for shifting 401k fee litigation standards while ensuring ERISA compliance? The Problem: Rising 401k fee litigation threatens fiduciaries, as courts scrutinize […] Read Full Article
Supreme Court Scrutiny Reshapes 401k Fee Litigation
With Supreme Court scrutiny looming, comparator standards could either narrow or widen 401k fee litigation. Plan for both outcomes now.
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