Members Articles
401k Plan Sponsor Questions Most Forget to Ask
By proactively addressing these critical 401k plan sponsor questions, sponsors can enhance their plans, protect participants, and shield themselves from unnecessary fiduciary exposure.
Are Fiduciaries Risking It All With 401k Risk Questionnaires?
Traditional 401k risk questionnaires may expose fiduciaries to liability by confusing participants’ retirement strategies. Learn why popular risk assessments can be misleading.
401k Fiduciary Risk Trouble is Risky Business
Here’s where the real disconnect kicks in: participants and pros don’t speak the same language on risk. Participants “feel” it. Meanwhile, advisers whip out rulers like standard deviation or some index, measuring volatility in neat little boxes.
Can Dr. Fear Factor Cure 401k Volatility Phobia?
Plan sponsors: Empower 401k savers to face volatility with confidence—how-to here!
Dr. Fear Factor: How 401k Fiduciaries Can Teach Participants To Stop Worrying And Love Volatility
Advisors do more than plot portfolios. They calm nerves, making them frontline warriors against volatility panic, turning “what if” into “we’ve got this.”
Customized 401k Plans: Are Generic Designs Failing Retirees?
Are generic 401k designs failing you? Customized 401k plans offer retirees a smarter way to secure their future against market volatility. Unlike one-size-fits-all target date funds, tailored strategies prioritize stability and personalization which is crucial for those nearing retirement. The Problem with Generic Plans: Retirees face growing risks from market swings. A United States Government […] Read Full Article
Beyond Target Date Funds: How Tailored 401k Plan Design Strategies Keep Near-Retirees On The Right Path
For ERISA fiduciaries, the challenge is clear: move beyond the default, and design a 401k plan that truly serves the diverse needs of its participants. In doing so, you not only safeguard retirement incomes but also reinforce the trust placed in you by those relying on your expertise.
Is This Popular 401k Plan Design Failing Near-Retirees?
401k sponsors, optimize plans for near-retirees with custom strategies—read how!
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