MEPs, Fees, and Leveling the ETF playing field.
Tag "automatic enrollment"
The real retirement crisis, dumbing down fiduciary, and solving wrong problems.
Fiduciary dog fight, the final say on fees, and there’s no free investing lunch.
Like a car’s top-end gear, in the big picture 401k investing decisions are less powerful than most think.
It’s clear behavioral finance and economics studies will continue to define the leading edge of 401k design and implementation.
With Congress in recess, the anti-fiduciary lobbyists have moved to major media outlets. Meanwhile, we’re continually discovering government regulation too often produces Rube Goldberg fiascos like target-date funds.
Recent studies suggest employees are better off with 401k plans than with tradition pensions. Here’s how plan sponsors can take advantage of behavioral economics research to make 401k plans even better.
2009 exposed a much deeper problem with Target Date Funds. Pitched as the be-all-and-end-all to 401k investors, these funds fell flat on their collective face as 2008’s down market exposed them as more sizzle than steak. Washington might help, but a knee-jerk reaction to 2008 is not a good solution at all.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 6/14/19
SECURE, BI, and 3% fees!