Whatever the future holds, we live in a present where there is no such thing as a free lunch; thus, the basic notion of caveat emptor continues to hold true.
Tag "Vanguard"
“This uncertainty can be very challenging for plan sponsors. If I have to give some basic words of advice to plan sponsors, I simply say ‘stop and take a breath.’”
Gov Wants Your Retirement, Spirit of Fiduciary and are plan sponsors too patronizing when it comes to investments?
As bad a some industry players are, it’s always caveat emptor. Both plan sponsors, in their role as fiduciaries, and 401k investors must assume personal responsible and be accountable for their own retirement.
In choosing ratings points over debate points, Smith sacrificed the logic of the straight-forward for the pyrotechnics of a religious argument, and, in doing so, lost credibility with that portion of his audience that knew better.
In that drive for ratings points, producers often – willingly or unwillingly – must make a pact with the devil.
If they only stayed on the straight and narrow path, they would have proved their point.
Lesson: Always read the fine print. If it’s too good to be true, it usually is.
What has the average 401k participant’s account accomplished that neither public employee pensions nor several major college endowments have?
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 1/15/16
The State in Flux, “Fiduciary” as product, and 12b-1 redux.