Without conflict-of-interest fees like 12b-1 fees and revenue sharing, the world becomes a lot simpler for 401k plan sponsors and a lot safer for plan participants.
“MEPs are less susceptible thanks to their size and their often use of multiple providers.” “MEPs really are a great solution for employers, especially small employers.”
In that drive for ratings points, producers often – willingly or unwillingly – must make a pact with the devil.
What’s up with the anti-401k conspiracy? Is the DOL about to cave of the Fiduciary Rule?
Lesson: Always read the fine print. If it’s too good to be true, it usually is.
The battle of public pensions begins with an attack on the 401k as the 401k industry digs in its heels against the DOL Fiduciary Rule while many anticipate sticker shock from the looming Fee Disclosure Rule.
In a Season of Traditions we proudly begin a new tradition, one in keeping with our mission to celebrate fiduciary (with a dash of mirth).
The downsizing of the Fiduciary Standard, an Orwellian porcine view of fees and yet another search for the Holy Investment Option Grail.
Are the purported lower fees of bundling real, or are they a figment of some marketing department’s imagination? Worse, are bundled services really a fiduciary trap?