Here are five relevant lessons 401k plan sponsors can ask their service providers to show during employee education meetings.
In theory, 401k plans were always intended to be highly portable, but thatâs not what happened. âPortabilityâ only evolved to the extent that the most-attractive balances were picked off and rolled over to IRAs, and everyone else was left holding the bag.
The limits of growth, at least they tried, and a whole lot of nothing.
Depending on what the plan sponsor decides to place on the 401k menu, plan participants might have an easier time dealing with making investment choices to battle the ravages of inflation.
Not just the DOL, play clock hits zero, and downs & ups.
Itâs not just plan sponsors and plan participants that need convincing. The entire retirement plan infrastructure must also get on board. That doesnât mean the hurdles canât be overcome.
Fiduciary do and fiduciary don’t, and market worries galore.
The decision to retain and service company retirees appears (at first blush at least) to be a no-brainer. But that includes a very important assumption.
Inflation’s upside, acronym’s rule, and it’s easy being green.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 11/12/21
Inflation upside, waiting for the courts, and indexing’s fatal flaw.