Normally, interest rates rise with inflation. In turn, bond rates rise with interest rates. But that hasn’t happened. In fact, short rates remain at historic lows. This means folks sitting in money markets or “safe” government bonds (and bond funds) are seeing their retirement savings eroded away.
![401k Retirement Plan Fiduciary Risk & Bonds vs. Bond Funds During Rising Inflation](https://fiduciarynews.com/wp-content/uploads/2022/02/balance-3-1237355-660x395-1-505x306_c.jpg)
![Fiduciary Challenges For Merging 401k Plans](https://fiduciarynews.com/wp-content/uploads/2022/02/signs-1-1311570-660x395-1-505x306_c.jpg)
If you’re a fiduciary of the acquiring plan, you want to make sure you’re not burdened with any unknown liabilities. If you’re a fiduciary of the acquired plan, you want to make sure the merger process doesn’t introduce new liabilities.
![FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/4/22](https://fiduciarynews.com/wp-content/uploads/2022/02/1020805_25983300_Trending_Topics_2022.02.04_stock_xchng_royalty_free_660x395-505x306_c.jpg)
Carrots & sticks, from Capone’s Vault, and attacking Sacred Cows.
![401k Fiduciary Focus: How Does Risk Tolerance Harm Retirement Savers?](https://fiduciarynews.com/wp-content/uploads/2022/02/allalin-horn-1-1382334-660x395-1-scaled-505x306_c.jpg)
What would it take to realize the fiduciary liability of overtly using “risk tolerance” metrics? And what can 401k plan sponsors do about it?
![FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 1/28/22](https://fiduciarynews.com/wp-content/uploads/2022/01/1020805_25983300_Trending_Topics_2022.01.28_stock_xchng_royalty_free_660x395-505x306_c.jpg)
Dumb and Dumber, Liar, Liar, and The Eternal Sunshine of the Spotless Mind.
![After Supreme Court Ruling, Are TDFs A Ticking Time Bomb Of Fiduciary Liability?](https://fiduciarynews.com/wp-content/uploads/2022/01/u-s-supreme-court-2-1210504-660x395-1-505x306_c.jpg)
The conflicts-of-interest inherent in selecting proprietary funds are apparent. Less so are the criteria used to determine what a suitable process might be.
![FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 1/21/22](https://fiduciarynews.com/wp-content/uploads/2022/01/1020805_25983300_Trending_Topics_2022.01.21_stock_xchng_royalty_free_660x395-505x306_c.jpg)
A new fret, a new twist, and a new “D’Oh!”
![Exclusive Interview: Terrance Power On Challenges And Surprises Of 401k PEPs In 2021](https://fiduciarynews.com/wp-content/uploads/2019/10/Terry-Power-high-resolution-head-shot-2-2019-660x395-505x306_c.jpg)
Beyond the usual gestation period, here are some specific “trigger points” which plan sponsors have reacted to that have accelerated their decision to move into a PEP?
![FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 1/14/22](https://fiduciarynews.com/wp-content/uploads/2022/01/1020805_25983300_Trending_Topics_2022.01.14_stock_xchng_royalty_free_660x395-505x306_c.jpg)
They’re coming for you (two parts), the Fiduciary Rule begins to have an impact, and everybody’s talking about investing.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/11/22
Courts for, against courts, and market reality.