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Top Governance Pitfalls Plan Sponsors Must Avoid in 2026 Amid Record ERISA Lawsuits
Fiduciary litigation did not let up in 2025, and 2026 is seeing even more refined theories targeting 401k plans. Plan sponsors must look beyond procedural checklists to avoid the top governance pitfalls that trigger personal liability and erode participant savings.
Is Your Cafeteria Plan Ready For A Trump Account Upgrade?
Trump Account upgrades could solve recruiting woes via child IRAs—but will they risk new fiduciary liability. Is it worth the wrestle?
Could Employer Matching On Trump Accounts Become The Next Fiduciary Recruiting Perk (And Liability)?
With contributions via employer programs not beginning until July 4, 2026 (IRS Notice 2025-68), sponsors who move quickly have a compressed window to design, test, and communicate the benefit. That compression creates both opportunity and risk.
Do You See Anything Wrong With This Headline?
The $955 retirement savings headline ignited nationwide fear. But does it clarify the problem—or dangerously distort it?
What The $955 Retirement Savings Headline Gets Wrong (And Why Fiduciaries Should Care)
The $955 retirement savings headline sparked national alarm, but fiduciaries must look beyond shock value to understand what the data truly reveals and how to respond.
What Does Watching Movies Have To Do With Retirement Readiness?
Automatic enrollment made 401k saving effortless—but is the ‘Netflix Effect’ turning retirement readiness into background noise?
Is the ‘Netflix Effect’ Quietly Killing 401k Retirement Readiness?
The Netflix Effect 401k retirement readiness problem may not come from bad markets, but from quiet disengagement. As automation pushes retirement saving into the background, readiness risks can grow unnoticed.
Why Aren’t Index Funds As Safe As Many Think?
Cap-weighted index funds promise simplicity, but mega-cap concentration quietly amplifies risk. When does index construction become a fiduciary risk?
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