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Posts From Christopher Carosa, CTFA

Retirement Saving: How Responsible is the 401k Fiduciary?

Welcome to the new three-legged stool: Employee, Employer, Government

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FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 10/31/14

Political tea leaves, the madness of fees, and the enemy of the investing good.

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401k Plan Sponsors Not Only Ones Affected by “Adviser”/“Advisor” Fiduciary Confusion

How can we expect 401k plan sponsors to understand the difference when financial service professionals can’t?

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FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 10/24/14

The 401k comes roaring back, fiduciary fumbling and repeating investment history.

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Exclusive Interview: Jerry Schlichter Reveals 3 Ways 401k Plan Sponsors Can Avoid a Fiduciary Breach

“If diversification of products in the annuity is limited, the product may result in a fiduciary breach because…”

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FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 10/17/14

Government run amok, judging fees and the investment world turns.

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How a Fiduciary Can Successfully Motivate 401k Investors to Do the Right Thing

Here’s what you missed if you weren’t in San Antonio for CFDD 2014!

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Explaining 401k Investing Basics Through the Lens of History

In the modern era, investment focus has shifted from individual security accounting fundamentals, to portfolio statistics, and now, perhaps, to individual country econometrics.

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FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 10/10/14

The Pension Ponzi Scheme’s Ponzi Scheme, interest rises in excessive fees, and investment common sense.

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What’s Really Wrong with 401k Employee/Trustee Education

Forget focusing on content, it’s time to use proven psychological techniques to re-frame the nature of employee and trustee education.

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