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Posts From Christopher Carosa, CTFA

Deemed IRAs—Did SECURE Act 2.0 Kill Them or Give Them a Boost?

    Deemed IRAs—Did SECURE Act 2.0 Kill Them or Give Them a Boost?

It’s critical that plan sponsors consult with compliance professionals before adding the Deemed IRA feature.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/24/23

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/24/23

DOL takes it on the chin, ditto for fiduciary, and reading between the investment (head)lines.

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These Least Critical 401k Fiduciary Duties Might Surprise You

    These Least Critical 401k Fiduciary Duties Might Surprise You

By far, there’s almost universal agreement that 401k fiduciaries should be less concerned about investment performance than you might have seen a generation ago. Why is this so?

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/17/23

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/17/23

Crypto crypt keepers, IRA fiduciary mess, and investment basics

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401k Experts Believe These Are The Most Critical Fiduciary Priorities

    401k Experts Believe These Are The Most Critical Fiduciary Priorities

Not only do you need to watch the place that holds all the money, you need to watch the pipeline that feeds the money there.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/10/23

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/10/23

Risks, retirement, and retiring.

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Can Cost Trump Your Fiduciary Duty?

    Can Cost Trump Your Fiduciary Duty?

If a fiduciary feels carrying out legal duties entails a high cost, there is an acceptable strategy for dealing with this, but the fiduciary must execute it before the client signs the contract.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/03/23

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/03/23

Never-ending SECURE 2.0, fiduciary promises, and Every Stockpicker Groans.

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Have The DOL’s Fiduciary Efforts Made Things Worse?

    Have The DOL’s Fiduciary Efforts Made Things Worse?

Let’s not just blame certification providers. Government agencies responsible for monitoring and enforcement are also responsible for market confusion and the dilution of the “fiduciary” standard.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 1/27/23

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 1/27/23

The Compliance Avalanche, dead horses coming back to life, and terms you should know better than.

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