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Posts From Christopher Carosa, CTFA

FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/11/22

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/11/22

DOL on a roll, back to the fiduciary egg, and why the sudden interest in fees?

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Are Fiduciary Risks Worth Putting Commodities In Retirement Plans?

    Are Fiduciary Risks Worth Putting Commodities In Retirement Plans?

There’s not a sin in listening to radio shows sponsored by those selling gold and silver. It’s quite another thing to actually act on their “recommendation.”

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/4/22

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/4/22

Active regulators, chickens roosting at home, and stretching investments.

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Are DOL’s ESG Tactics Backfiring With The 401k Fiduciary?

    Are DOL’s ESG Tactics Backfiring With The 401k Fiduciary?

Should the platform offer ESG doesn’t necessarily mean good news for the 401k plan sponsor. Including ESG funds might introduce other risks.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/25/22

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/25/22

Unbelievable reg claims, unbelievable fiduciary aims, unbelievable stock maims.

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George Washington And Abraham Lincoln As Fiduciary Role Models For 401k Plan Sponsors

    George Washington And Abraham Lincoln As Fiduciary Role Models For 401k Plan Sponsors

“Honest Abe” earned his nickname very early in life. In fact, perhaps the most famous narrative defines the very nature of fiduciary loyalty. And, of course, it deals with the flow of and caretaking of pecuniary assets. In this manner, Lincoln, more than Washington, better represents the modern ERISA fiduciary.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/18/22

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/18/22

DOL Rule Fight, Un-Safe Harbor, and Ben Graham = Godot?

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401k Retirement Plan Fiduciary Risk & Bonds vs. Bond Funds During Rising Inflation

    401k Retirement Plan Fiduciary Risk & Bonds vs. Bond Funds During Rising Inflation

Normally, interest rates rise with inflation. In turn, bond rates rise with interest rates. But that hasn’t happened. In fact, short rates remain at historic lows. This means folks sitting in money markets or “safe” government bonds (and bond funds) are seeing their retirement savings eroded away.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/11/22

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/11/22

Courts for, against courts, and market reality.

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Fiduciary Challenges For Merging 401k Plans

    Fiduciary Challenges For Merging 401k Plans

If you’re a fiduciary of the acquiring plan, you want to make sure you’re not burdened with any unknown liabilities. If you’re a fiduciary of the acquired plan, you want to make sure the merger process doesn’t introduce new liabilities.

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