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Posts From Christopher Carosa, CTFA

FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 4/8/22

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 4/8/22

RMD mania, “Say it ain’t so, Joe,” and “”Nobody goes there anymore…”

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Dull, Exclusive, & Generic: Why 401k ‘Education’ Fails To Address Financial Literacy And How To Fix It

    Dull, Exclusive, & Generic: Why 401k ‘Education’ Fails To Address Financial Literacy And How To Fix It

There’s a perverse incentive working here, however. The more aggressive a plan sponsor gets in terms of promoting “financial wellness,” the more likely that plan sponsor will accidentally cross some compliance line.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 4/1/22

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 4/1/22

Bad Apples, 12b-1s, and messy Massachusetts.

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Hughes v. Northwestern, Anyone? Why Don’t TSP Participants Deserve ERISA Fiduciary Protections?

    Hughes v. Northwestern, Anyone? Why Don’t TSP Participants Deserve ERISA Fiduciary Protections?

Even if ERISA does not cover the Thrift Savings Plan, it’s worth noting the exercise of this discussion may be worthwhile to those actually do bear ERISA fiduciary responsibility.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/25/22

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/25/22

Government treats, tricky fees, and the lost (investing) generation.

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5 Key Due Diligence Differences Between Analyzing CIT Risks And Analyzing Mutual Fund Risks Every 401k Fiduciary Must Know

    5 Key Due Diligence Differences Between Analyzing CIT Risks And Analyzing Mutual Fund Risks Every 401k Fiduciary Must Know

Today, in reading some of the headlines, you’d think they’re greater than sliced bread. They may be. They may not be. Still, there are differences, and 401k plans sponsors would benefit from practicing the utmost in due diligence when determining if CITs are the right fit for their plan.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/18/22

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/18/22

RMDS, retirement age & scams, new reasons for fiduciaries to worry, and predicting bad predictions.

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The Good, The Bad, And The Ugly On Annuities In 401k Plans

    The Good, The Bad, And The Ugly On Annuities In 401k Plans

If the numbers don’t add up for annuities (or anything else, for that matter), where is the demand for these products coming from?

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/11/22

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/11/22

DOL on a roll, back to the fiduciary egg, and why the sudden interest in fees?

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Are Fiduciary Risks Worth Putting Commodities In Retirement Plans?

    Are Fiduciary Risks Worth Putting Commodities In Retirement Plans?

There’s not a sin in listening to radio shows sponsored by those selling gold and silver. It’s quite another thing to actually act on their “recommendation.”

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