The conflicts-of-interest inherent in selecting proprietary funds are apparent. Less so are the criteria used to determine what a suitable process might be.
Posts From Christopher Carosa, CTFA
A new fret, a new twist, and a new “D’Oh!”
Beyond the usual gestation period, here are some specific “trigger points” which plan sponsors have reacted to that have accelerated their decision to move into a PEP?
They’re coming for you (two parts), the Fiduciary Rule begins to have an impact, and everybody’s talking about investing.
But that idea contained a flaw. In the early years, limited choices made it easy for employees. The proliferation of the number of options in later years, however, exposed the lack of sophistication within the employee cohort. That can lead to bad decision-making. Alternative solutions were needed.
New forms, quite fiduciary, and questioning investment assumptions.
Flops may not be forever. They may just be good ideas before their time. If you’re going to belittle them, you best hurry, because, if you wait too long, you may just discover they aren’t flops anymore. As a result, let’s not waste any time before the shelf-life of these flops expire.
Social Security again (sigh), the lurking fiduciary shadow, and Hot! Hot! Hot! investment ideas.
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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 1/28/22
Dumb and Dumber, Liar, Liar, and The Eternal Sunshine of the Spotless Mind.