Here are five relevant lessons 401k plan sponsors can ask their service providers to show during employee education meetings.
Posts From Christopher Carosa, CTFA
Inflation upside, waiting for the courts, and indexing’s fatal flaw.
In theory, 401k plans were always intended to be highly portable, but that’s not what happened. “Portability” only evolved to the extent that the most-attractive balances were picked off and rolled over to IRAs, and everyone else was left holding the bag.
The limits of growth, at least they tried, and a whole lot of nothing.
Depending on what the plan sponsor decides to place on the 401k menu, plan participants might have an easier time dealing with making investment choices to battle the ravages of inflation.
Not just the DOL, play clock hits zero, and downs & ups.
It’s not just plan sponsors and plan participants that need convincing. The entire retirement plan infrastructure must also get on board. That doesn’t mean the hurdles can’t be overcome.
Fiduciary do and fiduciary don’t, and market worries galore.
The decision to retain and service company retirees appears (at first blush at least) to be a no-brainer. But that includes a very important assumption.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 11/19/21
Ugly Social Security, fiduciary theory & practice, and new rules beat old investment rules.