If the numbers don’t add up for annuities (or anything else, for that matter), where is the demand for these products coming from?
Posts From Christopher Carosa, CTFA
DOL on a roll, back to the fiduciary egg, and why the sudden interest in fees?
There’s not a sin in listening to radio shows sponsored by those selling gold and silver. It’s quite another thing to actually act on their “recommendation.”
Active regulators, chickens roosting at home, and stretching investments.
Should the platform offer ESG doesn’t necessarily mean good news for the 401k plan sponsor. Including ESG funds might introduce other risks.
Unbelievable reg claims, unbelievable fiduciary aims, unbelievable stock maims.
“Honest Abe” earned his nickname very early in life. In fact, perhaps the most famous narrative defines the very nature of fiduciary loyalty. And, of course, it deals with the flow of and caretaking of pecuniary assets. In this manner, Lincoln, more than Washington, better represents the modern ERISA fiduciary.
DOL Rule Fight, Un-Safe Harbor, and Ben Graham = Godot?
Normally, interest rates rise with inflation. In turn, bond rates rise with interest rates. But that hasn’t happened. In fact, short rates remain at historic lows. This means folks sitting in money markets or “safe” government bonds (and bond funds) are seeing their retirement savings eroded away.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/18/22
RMDS, retirement age & scams, new reasons for fiduciaries to worry, and predicting bad predictions.