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Posts From Christopher Carosa, CTFA

DOL Updates Fiduciary Rule Guidelines – What Changed?

    DOL Updates Fiduciary Rule Guidelines – What Changed?

Although the Rule appears to be directed primarily at service providers, plan sponsors still have a fiduciary duty to monitor plan compliance, and that includes complying with the demands of this new rule.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 4/16/21

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 4/16/21

Playing with regulatory fire, back to the fiduciary future, and investing as history, not science.

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Gamification Tips for 401k Education

    Gamification Tips for 401k Education

Before you scorn the use of badges, remember, the company match is the ultimate badge. If you meet a minimum savings goal, the company awards you a “badge” of a matching contribution.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 4/9/21

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 4/9/21

401k Bubble? 60’s redux? and Bonds blowing up?

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401k Education: Teaching Parents to Teach Their Children

    401k Education: Teaching Parents to Teach Their Children

Learning to budget isn’t a single lesson. It’s a series of lessons that get more advanced as the student progresses.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 4/2/21

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 4/2/21

Retirement, taxes, and investment mixed signals.

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What Fiduciaries Learned About 401k Retirement Saving Over These Last 12 Months

    What Fiduciaries Learned About 401k Retirement Saving Over These Last 12 Months

Because things happened so fast, everyday folks could see in real time how long-term financial systems unfold. In the end, this may have been the greatest lesson of all, and it came courtesy of living in the real-world economic laboratory that was 2020.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/26/21

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/26/21

The Battle of the Titans, a whole new fiduciary, and aiming high.

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Exclusive Interview: In A Sneak Preview, Phyllis Borzi Speaks Frankly On ESG And Projected Income Mandate

    Exclusive Interview: In A Sneak Preview, Phyllis Borzi Speaks Frankly On ESG And Projected Income Mandate

“Encouraging lifetime income distributions was one of my major initiatives at DOL and my biggest regret was that I was not able to move the ball forward as much as I wanted during my time there.” Here she explains why.

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FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/19/21

    FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/19/21

State-run retirement lemmings, changing scenes, and ESG,& HSA & RMD, oh my!

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