Normally, interest rates rise with inflation. In turn, bond rates rise with interest rates. But that hasn’t happened. In fact, short rates remain at historic lows. This means folks sitting in money markets or “safe” government bonds (and bond funds) are seeing their retirement savings eroded away.
Posts From Christopher Carosa, CTFA
Courts for, against courts, and market reality.
If you’re a fiduciary of the acquiring plan, you want to make sure you’re not burdened with any unknown liabilities. If you’re a fiduciary of the acquired plan, you want to make sure the merger process doesn’t introduce new liabilities.
Carrots & sticks, from Capone’s Vault, and attacking Sacred Cows.
What would it take to realize the fiduciary liability of overtly using “risk tolerance” metrics? And what can 401k plan sponsors do about it?
Dumb and Dumber, Liar, Liar, and The Eternal Sunshine of the Spotless Mind.
The conflicts-of-interest inherent in selecting proprietary funds are apparent. Less so are the criteria used to determine what a suitable process might be.
A new fret, a new twist, and a new “D’Oh!”
Beyond the usual gestation period, here are some specific “trigger points” which plan sponsors have reacted to that have accelerated their decision to move into a PEP?
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 2/18/22
DOL Rule Fight, Un-Safe Harbor, and Ben Graham = Godot?