You can squeeze a tube of toothpaste all you want, but that doesn’t change how much toothpaste it holds. Are we experiencing the same thing with 401k fees, or are they really dropping as much as we think? And, if they are dropping, are they dropping for the right reasons?
Posts From Christopher Carosa, CTFA
The Coming (Regulatory) Thing, a Fiduciary’s Nose Under the Tent, and Aristotle Solves the ESG Mystery
Changing Regs, Fiduciary Police, and Investing confusion
Once a person enters retirement, the number of scenarios proliferate. Unless the plan sponsor is a financial professional, it’s going to be a challenge to quickly comprehend all these options.
Weathering regulators, HSA increase, and targeting Target Date Funds
This isn’t to say younger employees should be left out of this type of education altogether. They shouldn’t. It’s important the message is drip, drip, dripped from the beginning of the onboarding sequence.
Social SECURE-ity, hidden fees? and the end of times.
While some may consider this heresy, the best option for a fiduciary managing a portfolio is to include a consistent percentage of assets outside the equity markets and in assets that preserve capital.
IRA aplenty, fiduciary complainers, and an expectations problem?
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 6/4/21
Not Wasting #Retirement Crisis, Whither the Fiduciary Rule? and Investing Against The Wind.